Certificates of Deposit (CDs)

If you're looking for a low-risk investment that can easily be converted into cash, then look no further. CDs typically offer a higher rate of interest than a regular savings account, while still retaining FDIC insurance.


With terms ranging from 1 month to 5 years, you can choose the term you're most comfortable with. Each CD has a fixed interest rate, so you always know exactly how much you have and when. Guarantee your investments today with a CD from CFSB.

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Summary
  • Typically earn higher interest than a regular savings account
  • Fixed interest rates for added guarantee
  • Interest accrues daily*
  • Flexible terms from 1 month to 5 years
  • Automatic renewal at maturity**
  • Penalties for early withdrawal***
  • $1,000 minimum deposit to open
  • Retain FDIC insurance

See our current interest rates.


Fees may reduce earnings.


*For CDs of at least 12 months: interest may be added back to principal every three months or deposited into another account.

**You have 10 days after maturity to change terms of CD or withdrawal funds without penalty.

***Penalties for early withdrawal

Custom ImageCertificates of Deposit (CDs)