Christmas Club

The holidays mean time with friends and family, great meals—and then there's the hefty credit card bills. Keep the holidays joyous by saving for them year-round with a Christmas Club account.

Deposits are automatically withdrawn weekly from your checking or savings account in any amount you like. Purchase all the gifts you want (even the reindeer costume for Fluffy) without being in a financial crunch.

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  • Earn competitive interest
  • Save for the holidays year-round for a stress-free Christmas
  • Must have auto withdrawal from checking or savings
  • Or make deposits by check*
  • $10 fee will be charged for early withdrawal
  • No monthly service fee
  • No minimum balance to maintain the account
  • Subject to dormancy fee for account inactivity**
  • A $3 fee will be assessed for issuance of a paper check for the Christmas Club payout, issuance via direct deposit to any CFSB checking or savings account will be free
  • Free online banking
  • Free e-Statements
  • No minimum deposit to open; CFSB checking or savings account required to fund automatic payments.

*You must be 18 years or older to apply*

Fees may reduce earnings.

*Additional deposits may be made by check, but auto withdrawals from checking or savings accounts are still required.

**Accounts with no activity for one year and balance less than $300.00 will be assessed a $5.00 monthly dormant fee. Children under 18 are exempt from dormant charges.

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