Rates

CDs

TermMinimum Balance to OpenMinimum Balance to Obtain YieldRateAnnual Percentage Yield
31 DAYS 1,000.001,000.000.100.10
91 DAYS 1,000.001,000.000.100.10
182 DAYS 1,000.001,000.000.150.15
12 MONTH 1,000.001,000.000.200.20
12 MONTH 100,000.00100,000.000.200.20
13 MONTH SPECIAL1,000.001,000.001.001.00
13 MONTH SPECIAL100,000.00100,000.001.001.00
18 MONTH1,000.001,000.000.250.25
18 MONTH100,000.00100,000.000.250.25
24 MONTH1,000.001,000.000.600.60
24 MONTH100,000.00100,000.000.700.70
30 MONTH1,000.001,000.000.650.65
30 MONTH100,000.00100,000.000.750.75
33 MONTH SPECIAL1,000.001,000.001.741.75
33 MONTH SPECIAL100,000.00100,000.001.741.75
36 MONTH1,000.001,000.00.70.70
36 MONTH100,000.00100,000.000.850.85
48 MONTH1,000.001,000.000.950.95
48 MONTH100,000.00100,000.001.151.15
60 MONTH1,000.001,000.001.411.42
60 MONTH100,000.00100,000.001.461.46
63 MONTH SPECIAL1,000.001,000.002.082.10
63 MONTH SPECIAL100,000.00100,000.002.082.10

IRAs

ProductMinimum Balance to OpenMinimum to Obtain YieldRateAnnual Percentage Yield
182 DAY IRA1,000.001,000.000.150.15
182 DAY IRA100,000.00100,000.000.150.15
12 MONTH IRA1,000.001,000.000.200.20
12 MO IRA 100,000.00100,000.000.200.20
12 MO IRA (VAR)BR />(as of 2/1/2016)***25.0025.000.650.65
13 MONTH IRA SPECIAL1,000.001,000.001.001.00
13 MONTH IRA SPECIAL100,000.00100,000.001.001.00
18 MONTH IRA1,000.001,000.000.250.25
18 MONTH IRA100,000.00100,000.000.250.25
24 MONTH IRA 1,000.001,000.000.600.60
24 MONTH IRA100,000.00100,000.000.700.70
30 MONTH IRA 1,000.001,000.000.650.65
30 MONTH IRA100,000.00100,000.000.750.75
33 MONTH IRA SPECIAL1,000.001,000.001.741.75
33 MONTH IRA SPECIAL100,000.00100,000.001.741.75
36 MONTH IRA1,000.001,000.000.700.70
36 MONTH IRA100,000.00100,000.000.850.85
48 MONTH IRA 1,000.001,000.000.950.95
48 MONTH IRA100,000.00100,000.001.151.15
60 MONTH IRA 1,000.001,000.001.411.41
60 MONTH IRA100,000.00100,000.001.461.47
63 MONTH IRA SPECIAL1,000.001,000.002.082.10
63 MONTH IRA SPECIAL100,000.00100,000.002.082.10

Effective Date: February 10, 2016

APY = Annual Percentage Yield. Fees may reduce earnings. Rates on products requiring pledged securities may differ from standard rates. Early withdrawal may result in penalty.

***Rates may change after account opening.