View a PDF of the privacy policy.

FACTS WHAT DOES COMMUNITY FINANCIAL SERVICES BANK (CFSB) DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • - Social Security Number and Income
  • - Credit History and Checking Account Information
  • - Account Balances and Credit Scores
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CFSB chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes CFSB Bank share?Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes - information about your transactions and experiences No We don't share
For our affiliates’ everyday business purposes - information about your creditworthiness No We don't share
For affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions?

Call 270-527-4600 or go to www.yourlifeyourbank.com

Call our toll free number 1-888-226-5669
Who we are
Who is providing this notice? Community Financial Services Bank (CFSB)
What We Do
How does CFSB protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does CFSB collect my personal information? We collect your personal information, for example, when you
  • - Deposit money or open an account
  • - Apply for a loan or use your debit card
  • - Provide your employment information
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • - sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • - affiliates from using your information to market to you
  • - sharing for nonaffiliates to market to you
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • - Our affiliates include nonfinancial companies, such as insurance companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • - CFSB does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between non-affiliated companies that together market financial products or services to you.
  • - Our joint marketing partners include third party service providers who may be used to market our products to you.