Your Full-Service Financial Center

The investment professionals with CFSB Investments are dedicated to helping you achieve financial goals. Jennifer Flanary and Zack Smith, CFSB investment representatives, are dedicated to building long-term relationships with you to provide the ongoing guidance you need to help achieve both short and long-term goals.

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CFSB Investments brokerage services are available at all banking centers.

Investment Opportunities

Brokerage Services including Retirement Planning, College Funding, Estate Planning, Life Insurance, Annuities, Mutual Funds, Stocks & Bonds, and more.

Complimentary Portfolio Review

The first step is taking a look at your overall financial picture, and it's free. 

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Schedule a no-cost, no-obligation appointment.

CFSB Investments Brokerage Team

Meet Our Brokers

Jennifer Flanary

JennyFlanaryBusiness Philosophy

My philosophy is to build long-term relationships with my clients and care for their financial security and success.


My career began at a regional bank in the commercial lending area. In1985 banks were just starting to offer brokerage services. The regional bank where I was employed hired INVEST Financial Corporation for their full-service financial services. My role as a registered representative with INVEST Financial Corporation started in November, 1985 at that bank. CFSB was looking to expand into the brokerage services field. In December 1986 I joined CFSB and continue today in my role as a Senior CFSB Investments advisor and manager.

Professional Registrations

  • Series 7 (General Securities Representative Exam)
  • Series 63 (Uniform Securities Agent State Law Exam)
  • Life & Health Insurance

Personal Life

I was born in Benton, KY and raised in McCracken County. As a 1982 graduate of Murray State University I received a Bachelor of Science in Business with an area in Marketing and graduated Cum Laude.

My husband and I along with our two grown children all live and reside in Western KY. Socializing and caring for my immediate family and extended family is a top priority in my life. In my spare time I enjoy being outdoors. My hobbies include gardening, camping, and antiquing. I am a member of Reidland United Methodist Church in McCracken County.

CFSB Investments Representative
221 West 5th St.
P.O. Box 467
Benton, KY 42025

Phone: 270-527-4650
Fax: 270-527-4696 

Zack Smith

ZackSmithBusiness Philosophy

Zack feels that customer trust is the foundation of his business. Honoring that trust and remembering the responsibility of helping to shape the financial lives of others defines the goals for his customers. He strives to provide each of his clients with a competitive risk/reward experience that is suitable to their financial goals, risk tolerance, and circumstances.


Zack is a graduate of Murray State University with a Bachelor of Science in Business with an area in Finance/Financial Planning. He began working for Community Financial Services Bank in May of 2008 in the Deposit Operations department and then served in a customer service role as a Relationship Banker. In July 2012 he joined the INVEST, now CFSB Investments team with Jennifer Flanary and Maggie Darnall.

Professional Registrations

  • Series 7 (General Securities Representative Exam)
  • Series 66 (Uniform Combined State Law Exam)
  • Life & Health Insurance

Personal Life

Zack resides in Calloway County and is involved in various community activities such as volunteering as a coach for both little league baseball and basketball in Marshall County and activities through his church, First Missionary Baptist in Benton. In his spare time Zack enjoys playing golf, attending sporting events, and spending time with his family.

CFSB Investments Representative
221 West 5th St.
P.O. Box 467
Benton, KY 42025

Phone: 270-527-6434
Fax: 270-527-4696

Administrative Associates

Maggie Darnall

MaggieDarnallMaggie's love for people and her customer service skills make her an invaluable resource at CFSB Investments. As Sales Assistant since 1999, Maggie's duties include supporting the efforts of the investment representatives including setting appointments, performing general clerical duties, research client accounts, maintain daily files of transaction notices, maintain compliance-approved materials, answer telephone calls and direct customer inquiries to appropriate personnel.

Maggie grew up as the daughter of a preacher and lived throughout the Southeast and Midwest. After spending seven years as a Customer Service Manager in retail, Maggie longed for a change in her profession. She zeroed in on CFSB Investments, as she found that they had the same values and put the upmost emphasis on family. Maggie, her husband David and son Evan reside in Marshall County and are all very involved in activities at the Union Hill Church of Christ. A friend of furry, four-legged animals, Maggie's family also enjoys spending time with their Toy Poodle, Buddy and Maltipoo named Molly. Maggie treasures moments with her family and friends. Even with her busy schedule, Maggie understands the benefits of exercise and enjoys Cardio Kick Boxing.

Maggie is an associated person of INVEST.

Patrick Flanary

PatrickFlanaryPatrick’s passion to develop lifelong relationships and love for helping others didn’t just happen overnight.  Son of Jennifer Flanary, he has seen the lifelong pursuit that Jennifer has had helping others reach their financial security.  During his second year of study at Murray State University Patrick had the privilege to shadow our team at CFSB Investments to solidify the desire he always had of servicing local people.   With his recent graduation from Murray State University he is on the path to pursing the goal of becoming a financial advisor.  Patrick brings with him financial experience from other local institutions.  Currently Patrick serves as an administrative associate while he is pursuing his Series 7 registration.  Patrick’s duties include setting appointments, researching client accounts, performing general clerical duties, answering telephone calls and direct customer inquiries to appropriate personnel.

Patrick was born and raised in Marshall County.  He graduated from Murray State University in May of 2015 receiving a Bachelor of Science in Business with an area of concentration in Finance and Financial Planning.  Patrick currently resides in Western Kentucky with his dog Lyla.  He is very involved in our local community coaching a youth league soccer team.  Patrick also attends Sharpe Missionary Baptist Church.  In his spare time he enjoys duck and turkey hunting, along with playing soccer in our local Paducah parks league. 

Patrick is an associated person of INVEST.

Riley Solomon

RileySolomonWith a family background in local business and passion for helping others reach their goals, CFSB Investments proved to be the perfect fit for Riley to begin his career in financial services. Riley is a recent addition to the team where he is settling into his role as an Administrative Associate. Riley’s duties include setting appointments, researching client accounts, performing general clerical duties, answering telephone calls and direct customer inquiries to appropriate personnel.

Riley is no stranger to the CFSB team; he was previously a part-time teller for four years as he worked his way through his Financial Planning degree at Murray State University. Although an academic program in Germany and an internship with JPMorgan Chase in New York City momentarily took Riley away from his roots in Western Kentucky, he realized he wanted to start a career with a firm that placed emphasis on the same family values as he did. The son of a teacher and a family business owner, Riley enjoys coaching youth soccer, attending music concerts, spending time at the shooting range, and relaxing with friends and family.

Riley is an associated person of INVEST.

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INVEST Privacy Policy Statement

About INVEST Financial Corporation

INVEST Financial Corporation, member FINRA, SIPC, is one of the nation's leading providers of insurance and securities products and services through financial institutions. Since 1982, INVEST has been providing clients with convenient access to a full array of investment products and services through independent advisors and financial institutions across the country.

INVEST Financial Corporation (INVEST), member FINRA, SIPC, are not affiliated with the Community Financial Services Bank. INVEST or CFSB Investments and affiliated insurance agencies offered securities advisory services and certain insurance. 


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This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;

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For more information on Investment Services, go to: INVEST Financial Corporation

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