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Personal Credit Card

Purchasing power is with you wherever you go when you bring your CFSB Mastercard

Whether you want to build credit or create some spending flexibility - CFSB offers a low rate and points rewards personal credit card!
 
Whether you are new to credit cards or not. With no annual fees, competitive rates, and a wide range of perks, our low rate or points rewards card will be a great use of space in your wallet!
Personal Credit Card

Why a Personal Credit Card?

Competitive Rates

No Annual Fees

Anytime Funds

Friendly Service

Personal Card - Low Rate

If you are looking for a basic Credit Card with a competitive, low rate - this is it.

Features

  • No annual fee.
  • Low introductory rate for the first six months.*
  • Competitive ongoing APR.*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard®
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Extraordinary benefits with Mastercard®

  • Rental Car Insurance
  • ID Theft Protection
  • Global Services
  • Cell Phone Coverage**
  • Travel & Lifesytle Services**
  • Online shopping/delivery discounts**

Fees

Other fees may be charged, these fees are listed on the downloadable application

Manage Card Online

Analyze spending, review statements, and make payments on your personal credit card by visiting cardaccount.net .
*Please see application for information about current APRs and fees
 
See the card application's Important Disclosures for current terms, rates, and fees. Credit cards are subject to credit approval. Cards are issued by TIB Bank.

Personal Card - World/Preferred Points Rewards

A card with reward points you can redeem for rewards.

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month
  • Low introductory rate for first six months*
  • Competitive ongoing APR*
  • No annual fee
  • 25-day interest-free grace period on all purchases. No grace period on cash advances

Benefits

  • Redeem points for cash-back awards, retail gift cards, travel and more
  • To view or redeem points, visit mypreferredpoints.com or call 866-678-5191
  • 24-hour toll-free live customer assistance available at 800-367-7576
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits
  • The APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

Other fees may be charged, these fees are listed on the downloadable application

Manage Card Online

Analyze spending, review statements, and make payments on your personal credit card by visiting www.cardaccount.net.

How to Apply

There are two quick and easy ways to apply for one of our personal credit cards.
1

Online Application:

Click 'Apply Now' and fill in your information electronically and hit submit when all information has successfully been entered. 
2

Paper Application:

Download the Application: Personal Credit Card Application (PDF download)

Fill in your information electronically and print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at each of our banking centers.

Fax your completed application to the Card Service Center at 877-809-9162 or Mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

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