Convert home equity into ongoing, affordable credit for any expense. Once you’re approved, there’s no need to reapply.
- Competitive Rates
- Flexible Terms
- Local Decisions
- Friendly Service
- Turn the equity in your home into affordable, ongoing financing
- Available for a wide range of needs:
- Home improvements
- New vehicles or vehicle repairs
- And much more!
- Revolving credit — available balance replenishes as you make payments
- The interest paid might be tax deductible*
- Only pay interest on the part that you use
- Terms tailored to your specific needs
- Local decision-making and processing right here in Western Kentucky
- Customized, friendly service from our experienced lending team
We are currenlty only accepting online applications from our immediate lending area (Counties including: Calloway, Graves, Livingston, Lyon, Marshall, and McCracken). If you are outside this area, please call one of our banking centers for assistance with your loan application.