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Convert home equity into ongoing, affordable credit for any expense. Once you’re approved, there’s no need to reapply.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local Decisions
  • Friendly Service
  • Turn the equity in your home into affordable, ongoing financing
  • Available for a wide range of needs:
    • Home improvements
    • Tuition
    • New vehicles or vehicle repairs
    • And much more!
  • Revolving credit — available balance replenishes as you make payments
  • The interest paid might be tax deductible*
  • Only pay interest on the part that you use
  • Terms tailored to your specific needs
  • Local decision-making and processing right here in Western Kentucky
  • Customized, friendly service from our experienced lending team 

We are currenlty only accepting online applications from our immediate lending area (Counties including: Calloway, Graves, Livingston, Lyon, Marshall, and McCracken). If you are outside this area, please call one of our banking centers for assistance with your loan application.

*Consult a tax advisor.