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You know, your home might be holding out on you. Turn that equity into cash you can use for just about anything.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local Decisions
  • Friendly Service
  • Convert the equity in your home into a lump-sum loan
  • The existing equity in your home is used as collateral backing
  • Competitive rates for several short-term or one-time needs:
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And more!
  • Loan amount based on loan-to-value ratio
  • Accommodating repayment terms that work uniquely for you
  • The interest paid may be tax deductible*
  • No prepayment penalty
  • Local decision-making and processing right here in Western Kentucky
  • Customized, friendly service from our experienced lending team

We are currenlty only accepting online applications from our immediate lending area (Counties: Calloway, Graves, Livingston, Lyon, Marshall, and McCracken). If you are outside this area, please call one of our banking centers for assistance with your loan application.

*Consult a tax advisor.