Your home is a place of safety, of comfort, of memories. It can also be a source of funds for additional needs with the help of CFSB. We can help you transition the equity within your home into budget-friendly financing for a wide range of personal needs. Whether you go with a one-time home equity loan or an anytime-available line of credit (HELOC), you can rely on repayment that is in line with your unique situation — plus a local, friendly process.

Details
  • Competitive rates for several short-term or one-time needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And more!
  • The existing equity in your home is used as collateral backing
  • Loan amount based on loan-to-value ratio
  • Accommodating repayment terms that work uniquely for you
  • The interest paid may be tax deductible*
  • No prepayment penalty
  • Receive funds in one lump sum
  • Local decision-making and processing right here in Western Kentucky
  • Customized, friendly service from our experienced lending team
Home Equity Line of Credit (HELOC)

Take advantage of the equity in your home with a pre-arranged line of credit that can fund whatever planned or unplanned expenses happen in life. This financing solution is especially useful for projects that require ongoing funding.

  • Available for a wide range of ongoing needs:
    • Home improvements
    • Tuition
    • New vehicles or vehicle repairs
    • And much more!
  • Revolving credit — available balance replenishes as you make payments
  • The interest paid might be tax deductible*
  • Only pay interest on the part that you use
  • Terms tailored to your specific needs
  • Local decision-making and processing right here in Western Kentucky
  • Customized, friendly service from our experienced lending team

Finance your needs ... your way.

*Consult a tax advisor.