Why a Personal Credit Card?
No Annual Fees
Personal Card - Low Rate
- No annual fee.
- Low introductory rate for the first six months.*
- Competitive ongoing APR.*
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard®
- Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Extraordinary benefits with Mastercard®
- Rental Car Insurance
- ID Theft Protection
- Global Services
- Cell Phone Coverage**
- Travel & Lifesytle Services**
- Online shopping/delivery discounts**
Personal Card - World/Preferred Points Rewards
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month
- Low introductory rate for first six months*
- Competitive ongoing APR*
- No annual fee
- 25-day interest-free grace period on all purchases. No grace period on cash advances
- Redeem points for cash-back awards, retail gift cards, travel and more
- To view or redeem points, visit mypreferredpoints.com or call 866-678-5191
- 24-hour toll-free live customer assistance available at 800-367-7576
- Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits
- The APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
How to Apply
Download the Application: Personal Credit Card Application (PDF download)
Fill in your information electronically and print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at each of our banking centers.
Fax your completed application to the Card Service Center at 877-809-9162 or Mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
Looking for More
Help Me DecideLet our team help guide you to pick the credit card that best benefits you and your goals!
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