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Client Service Center
Why a Personal Credit Card?
Competitive Rates
No Annual Fees
Anytime Funds
Friendly Service
Personal Card - Low Rate
If you are looking for a basic Credit Card with a competitive, low rate - this is it.
Features
- No annual fee.
- Low introductory rate for the first six months.*
- Competitive ongoing APR.*
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Rental car collision damage waiver protection and a host of extraordinary Mastercard®
- Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Extraordinary benefits with Mastercard®
- Rental Car Insurance
- ID Theft Protection
- Global Services
- Cell Phone Coverage**
- Travel & Lifesytle Services**
- Online shopping/delivery discounts**
Fees
Other fees may be charged, these fees are listed on the downloadable application
Manage Card Online
Analyze spending, review statements, and make payments on your personal credit card by visiting cardaccount.net manage card online-Personal Credit Card
*Please see application for information about current APRs and fees See the card application's Important Disclosures for current terms, rates, and fees. Credit cards are subject to credit approval. Cards are issued by TIB Bank.
Personal Card - World/Preferred Points Rewards
A card with reward points you can redeem for rewards.
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month
- Low introductory rate for first six months*
- Competitive ongoing APR*
- No annual fee
- 25-day interest-free grace period on all purchases. No grace period on cash advances
Benefits
- Redeem points for cash-back awards, retail gift cards, travel and more
- To view or redeem points, visit mypreferredpoints.com or call 866-678-5191
- 24-hour toll-free live customer assistance available at 800-367-7576
- Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits
- The APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
Other fees may be charged, these fees are listed on the downloadable application
Manage Card Online
Analyze spending, review statements, and make payments on your personal credit card by visiting www.cardaccount.net.
How to Apply
There are two quick and easy ways to apply for one of our personal credit cards.
1
Online Application:
Click 'Apply Now' and fill in your information electronically and hit submit when all information has successfully been entered.
2
Paper Application:
Download the Application: Personal Credit Card Application (PDF download)
Fill in your information electronically and print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at each of our banking centers.
Fax your completed application to the Card Service Center at 877-809-9162 or Mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120
Looking for More
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Help Me Decide
Let our team help guide you to pick the credit card that best benefits you and your goals! -
Find a Location
Visit us in person to get face-to-face assistance with any questions you may have about our personal credit cards! -
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