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Home Equity Line of Credit (HELOC)

What exactly is a HELOC?

You can think of a Home Equity Line of Credit as using the equity in your home to make purchases on a wide range of needs.
Turn the equity in your home into affordable, ongoing financing. This can be used and is available for a wide range of needs. This includes, but is not limited to, home improvements, tuition, new vehicles or vehicle repairs, and much more!
What exactly is a HELOC?

Why a Home Equity Line of Credit?

Competitive Rates

Flexible Terms

Local Decisions

Friendly Service

Benefits of a Home Equity Line of Credit

  • The interest paid might be tax deductible*
  • Only pay interest on the part that you use
  • Terms tailored to your specific needs
  • Revolving credit — available balance replenishes as you make payments
  • Local decision-making and processing right here in Western Kentucky
  • Customized, friendly service from our experienced lending team

*Consult a tax advisor
All loans are subject to credit approval

We are currently only accepting online applications from our immediate lending area (Counties including: Calloway, Graves, Livingston, Lyon, Marshall, and McCracken). If you are outside this area, please call one of our banking centers for assistance with your loan application.

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