As the name implies, Value Checking provides all the checking basics — for the price of free. There's no monthly service fee or minimum balance requirements to keep up with. Instead, this simple, straightforward account keeps banking even easier by providing access to account management tools like online banking, bill pay, eStatements, and more. What it doesn't include is any work on your part.


The checking that's right for you.

Do you currently have an account with Community Financial Services Bank?

1Free bill pay with eStatement enrollment; $6 per month without enrollment

2$3 monthly fee for paper statements

3Subject to approval

4Accounts with no activity for one year and balance less than $300.00 will be assessed a $5.00 monthly dormant fee. Children under 18 are exempt from dormant charges.