Maintaining a larger balance has certain advantages — like earning higher interest, for starters. Watch your funds increase through Advantage Savings and the magic of compounded interest. All balances over $10,000 will automatically receive a higher interest rate. Plus, interest compounds daily and is paid monthly for maximum earnings. Don't just save your money, make money with Advantage Savings.

  • Better returns than regular savings
  • Tiered interest rates reward higher balances*
  • Balances below $10,000 will receive the same rate as regular savings
  • Interest compounded daily and paid monthly
  • Waive the $10 monthly service fee by maintaining a $100 average balance
  • Up to 6 free withdrawals per month; $10 per withdrawal thereafter
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • Free ATM card
  • Subject to dormancy fee for account inactivity**
  • $10,000 minimum deposit to open
  • Federally insured by FDIC up to $250,000

A more secure tomorrow starts today.

Do you currently have an account with Community Financial Services Bank?

*Interest rate subject to change at any time. Fees may reduce earnings.

**Accounts with no activity for one year and balance less than $300.00 will be assessed a $5.00 monthly dormant fee.