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Overdraft Protection

Protect yourself from being declined

Nobody likes to have their card declined or have a check bounce. We have a few options to help save you the trouble and embarrassment.
 
Cash Reserve & Sweep accounts are to help you transfer funds before the end of processing so you don't end the day with a negative balance. 
Protect yourself from being declined

Cash Reserve

Cash Reserve

Cash Reserve is an overdraft protection for CFSB checking accounts via pre-approved loan advances. Advances cannot exceed pre-approved limits. Required monthly payment of principal and interest are deducted from the checking account. The minimum required monthly payment is 5% of the total outstanding cash reserve advances or $20, whichever is greater. The annual fee is $35.

How to Apply

For more information about Cash Reserves and how to appy - click request info below!
Request Info learn more for Request Info
*For fee schedule, call (270) 527-4600 or (888) 226-5669.

Sweep Account

Sweep Account

Sweep agreements offer peace of mind with checking overdraft protection. Transfers may be made from a Community Financial Services Bank checking or savings account. A fee of $5.00 for checking or savings will be charged for each transfer, and the agreement must be on file prior to the overdraft.*

How to Apply

For more information about Cash Reserves and how to appy - click request info below!
Request Info learn more for Request Info
*For fee schedule, call (270) 527-4600 or (888) 226-5669.

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