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Interest Rates on CFSB Products
Community Plus Checking
| Balance | Minimum Required Opening Deposit | Minimum Balance to Obtain Yield | Rate | APY |
|---|---|---|---|---|
| $0 - $9,999 | $100 | $100 | 0.05% | 0.05% |
| $10,000 - $24,999.99 | $100 | $100 | 0.10% | 0.10% |
| $25,000 - $99,999.99 | $100 | $100 | 0.15% | 0.15% |
| $100,000 - $249,999.99 | $100 | $100 | 0.20% | 0.20% |
| $250,000 and up | $100 | $100 | 0.25% | 0.25% |
Community Savings
| Balance | Minimum Required Opening Deposit | Minimum Balance to Obtain Yield | Rate | APY |
|---|---|---|---|---|
| $0 - $9,999 | $100 | $100 | 0.05% | 0.05% |
| $10,000 - $24,999.99 | $100 | $100 | 0.10% | 0.10% |
| $25,000 - $99,999.99 | $100 | $100 | 0.15% | 0.15% |
| $100,000 - $249,999.99 | $100 | $100 | 0.20% | 0.20% |
| $250,000 and up | $100 | $100 | 0.25% | 0.25% |
Premier Advantage Savings
| Balance | Minimum Required Opening Deposit | Minimum Balance to Obtain Yield | Rate | APY |
|---|---|---|---|---|
| $50,000 - $249,000 | $50,000 | $50,000 | 1.58% | 1.59% |
| $250,000 and up | $50,000 | $250,000 | 2.10% | 2.12% |
* Rates subject to change after account opening. The Annual Percentage Yield is accurate as of April 30, 2024.
Certificates of Deposit
| Term | Minimum Balance to Open | Minimum to Obtain Yield | Rate | APY |
|---|---|---|---|---|
| 7-MONTH SPECIAL | $1,000 | $1,000 | 5.00% | 5.12% |
| 13-MONTH CD SPECIAL | $1,000 | $1,000 | 4.76% | 4.87% |
For the 7-month and 13-month CD specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of March 1, 2024. A penalty will be imposed for early withdrawal. Account fees may reduce earnings.
Individual Retirement Accounts
| Product | Minimum Balance to Open | Minimum to Obtain Yield | Rate | APY |
|---|---|---|---|---|
| 12 MO IRA (VAR) (as of 3/31/2024)* | $25 | $25 | 4.99% | 5.05% |
| 7-MONTH IRA SPECIAL | $1,000 | $1,000 | 5.00% | 5.12% |
| 13-MONTH IRA SPECIAL | $1,000 | $1,000 | 4.76% | 4.87% |
* Rates subject to change after account opening. Penalty for early withdrawal.