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Community Financial Services Bank (CFSB)
Statement on the Privacy of Client Information

FACTS

WHAT DOES COMMUNITY FINANCIAL SERVICES BANK (CFSB) DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income

  • Credit History and Checking Account Information

  • Account Balances and Credit Scores

HOW?

All financial companies need to share nonpublic personal information to run their everyday business. In the section below, we list the reason CFSB chooses to share; and whether you can limit this sharing.

CFSB PRIVACY POLICY

Privacy Policy

Help Me Decide

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Reasons we can share your personal information
Does CFSB Share?
Can you limit the sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES
NO
For our marketing purposes— To offer our products and services to you
YES
NO
For joint marketing with other financial companies
YES
NO
For our affiliates’ everyday business purposes— Information about your transactions and experiences
NO
We do not share
For our affiliates’ everyday business purposes— Information about your creditworthiness
NO
We do not share
For our affiliates to market to you
NO
We do not share
For our non-affiliates to market to you
NO
We do not share

Who is providing this notice?

Community Financial Services Bank

What we do
How does CFSB protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


All necessary steps are taken to ensure that only team members with a legitimate business reason for knowing personally identifiable client information shall have access to such information.

How does CFSB Collect my personal information?

We collect your personal information, for example, when you:

  • Deposit money or open an account

  • Apply for a loan or use your debit card

  • Provide your employment information

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes— information about your creditworthiness

  • Affiliates from using your information to market to you

  • Sharing for nonaffiliated to market to you

What happens when I limit sharing for an account I hold jointly with someone else?

Your choice will apply to everyone on the accounts, unless you tell us otherwise.

Definitions:
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include nonfinancial companies, such as insurance companies.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • CFSB does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated companies that together market financial products or services to you.

  • Our joint marketing partners include third party service providers who may be used to market our products to you.

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