Community Financial Services Bank - Western Kentucky's Community Bank
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Personal Banking
Take control of your finances
Better Business Banking
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Business Checking
Maintain your expenses with a Business Checking account that's been tailored to meet your business' specific needs. -
Cash Management
Make same-day ACH transfers, wire transfers, and more without ever having to leave the office. -
Merchant Services
Boost customer satisfaction by providing them with more payment options. Begin accepting credit and debit card transactions with CFSB's Merchant Card Services.
Home Mortgage Loans
Discover competitive mortgage rates to purchase, refinance, or construct your dream home.
Learn More about Home Mortgage Loans Powersports & RV Loans
Explore more with that RV, ATV, or watercraft you've been eyeing with up to 100% financing options from CFSB.
Learn More about Powersports & RV Loans Agriculture Loans
From crop production to equipment financing, we can cover a number of agricultural needs with a loan or line of credit.
Learn More about Agriculture Loans Commercial Real Estate Loans
Get the right commercial property from trusted local lenders with flexible terms and refinancing options.
Learn More about Commercial Real Estate Loans Church Loans
Strengthen the community in Western Kentucky with our customized loan for church-related needs.
Learn More about Church Loans 
For a very limited time
7-Month 5.27% APY | 17-Month 5.17% APY
Digital Banking, Enhanced.
Bank on your time with our user-friendly mobile app!
- Manage your finances from your phone
- Safe, easy, and secure transactions
- Easily manage bill pay options
- Track income and expenses
- Take control of your money with our budgeting tools
Reliable Financial Tools
Mobile WalletShop securely without ever revealing your card information with CFSB Mobile Wallet.
CardSwap
Got a new debit card and hate updating the number on everything? Update new card details seamlessly across 55+ different services with one tap.
Discover More Tools & Services
About CFSB
Our Story is Our Greatest Legacy
Through consistent, reliable service built on the foundation of meaningful relationships, we want you to achieve your biggest dreams, your life goals and everything in-between. We have conquered over 130 years of change to serve generations of families and communities, no matter what it takes.
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Visit the nearest banking center for personalized banking experience.
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News & Blog
Coming in 2024: New Banking Hours to Better Serve our Clients
31 Oct 2023
At CFSB, we are always committed to putting our clients' needs first. We understand that your schedules can be busy, and we want to make banking more convenient for you. ...
Continue ReadingContinue Reading Coming in 2024: New Banking Hours to Better Serve our Clients Conner Honored as Volunteer of the Year by Kentucky Chamber of Commerce
12 Oct 2023
Dallas Jo Conner, a dedicated member of our community, has been recognized as the Kentucky Chamber of Commerce Executives’ Volunteer of the Year.
Continue ReadingContinue Reading Conner Honored as Volunteer of the Year by Kentucky Chamber of Commerce