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Community Financial Services Bank - Western Kentucky's Community Bank

  • Check out our current CD special!
  • We are here for you!
  • Mortgage savings with low rates
Personal Banking
Take control of your finances
  • Personal Savings

    Our savings accounts offer competitive returns on your short and long-term deposits.
  • Personal Checking

    Manage expenses with simple checking account options, free debit card & digital banking, and no monthly service costs.  
  • Personal Loans

    Fund almost anything - from cars to houses and more - with CFSB's Personal Loans and lines of credit.
  • Mortgages

    Manage mortgage payments with CFSB's flexible terms and monthly installments that fit your budget.
  • Certificates of Deposit (CDs)

    Meet your future savings goals with the help of our competitive, fixed interest rates throughout your CD term.
  • Personal Credit Cards

    Purchasing power is in the palm of your hand wherever you go when you have your CFSB Mastercard®

Better Business Banking


Get the funds you need, when you need it

Get the funds you need, when you need it
Home Mortgage Loans

Home Mortgage Loans

Discover competitive mortgage rates to purchase, refinance, or construct your dream home.
Learn More about Home Mortgage Loans
Powersports & RV Loans

Powersports & RV Loans

Explore more with that RV, ATV, or watercraft you've been eyeing with up to 100% financing options from CFSB.
Learn More about Powersports & RV Loans
Agriculture Loans

Agriculture Loans

From crop production to equipment financing, we can cover a number of agricultural needs with a loan or line of credit.
Learn More about Agriculture Loans
Commercial Real Estate Loans

Commercial Real Estate Loans

Get the right commercial property from trusted local lenders with flexible terms and refinancing options.
Learn More about Commercial Real Estate Loans
Church Loans

Church Loans

Strengthen the community in Western Kentucky with our customized loan for church-related needs.
Learn More about Church Loans
CD Specials: 11-Month, 5.00% APY | 17-Month, 4.50% APY
Current CD Specials:

11-Month, 5.00% APY | 17-Month, 4.50% APY

Digital Banking, Enhanced.

Bank on your time with our user-friendly mobile app!
  • Manage your finances from your phone
  • Safe, easy, and secure transactions
  • Easily manage bill pay options
  • Track income and expenses
  • Take control of your money with our budgeting tools
Mobile Front Side Mobile Back Side

Reliable Financial Tools

Mobile Wallet
Shop securely without ever revealing your card information with CFSB Mobile Wallet.

Got a new debit card and hate updating the number on everything? Update new card details seamlessly across 55+ different services with one tap.
About Us
About CFSB

Our Story is Our Greatest Legacy

Through consistent, reliable service built on the foundation of meaningful relationships, we want you to achieve your biggest dreams, your life goals and everything in-between. We have conquered over 130 years of change to serve generations of families and communities, no matter what it takes.
Learn More

Locations & Hours

Visit the nearest banking center for personalized banking experience.
Find a Banking Center
Become Part of Our Growing Family

Become Part of Our Growing Family

News & Blog

CFSB Announces 2024 Student Scholarship Program Recipients

06 May 2024
Community Financial Services Bank (CFSB) is proud to announce the 16 recipients of the CFSB Student Scholarship Program after receiving over 240 applicants from high scho...
Continue ReadingContinue Reading CFSB Announces 2024 Student Scholarship Program Recipients

CFSB named in Annual Best Places to Work in Kentucky Awards For 5th Consecutive Year

18 Mar 2024
The Kentucky Chamber of Commerce, the Kentucky Society for Human Resource Management (KYSHRM) and CHI Saint Joseph Health announce that Community Financial Services Bank ...
Continue ReadingContinue Reading CFSB named in Annual Best Places to Work in Kentucky Awards For 5th Consecutive Year

Community Financial Services Bank (CFSB)

Read More Learn Community Financial Services Bank (CFSB) More

The More You Know

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