Why Home Equity Loans?
Benefits of Home Equity Loans
- Loan amount based on loan-to-value ratio
- No prepayment penalty
- The interest paid may be tax deductible*
- The existing equity in your home is used as collateral backing
- Competitive rates for different short-term or one-time needs
- Accommodating repayment terms that work uniquely for you
- Local decision making and processing right here in Western Kentucky
- Customized, friendly service from our experienced lending team
*Consult a tax advisor
All loans are subject to credit approval
We currently only accept online applications from our immediate lending area (Counties, including Calloway, Graves, Livingston, Lyon, Marshall, and McCracken). If you are outside this area, please call one of our banking centers for assistance with your loan application.
Looking for More
Help Me DecideLet us know your financial goals and we can help you decide if a Home Equity loan is best for you!
Find a LocationVisit us in person to get your Home Equity loan started, or to get face-to-face assistance with any questions you may have.
Thank a BankerDid someone on our team go above and beyond? Leave a thank-you note so we can celebrate them!