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Home Equity Loans

Turn your equity into possibilities

Your home might be holding out on you. Convert the equity you have in your home into cash to use for just about anything.
Needing some extra funds but don't want to take out a traditional loan? Home Equity Loans allow you to use the existing equity you have in your home and borrow against it. Use those funds for major life events, home remodel projects, debt consolidation and more!
Turn your equity into possibilities

Why Home Equity Loans?

Competitive Rates

Flexible Terms

Local Decisions

Friendly Service

Benefits of Home Equity Loans

  • Loan amount based on loan-to-value ratio
  • No prepayment penalty
  • The interest paid may be tax deductible*
  • The existing equity in your home is used as collateral backing
  • Competitive rates for different short-term or one-time needs
  • Accommodating repayment terms that work uniquely for you
  • Local decision making and processing right here in Western Kentucky
  • Customized, friendly service from our experienced lending team

*Consult a tax advisor
All loans are subject to credit approval

We currently only accept online applications from our immediate lending area (Counties, including Calloway, Graves, Livingston, Lyon, Marshall, and McCracken). If you are outside this area, please call one of our banking centers for assistance with your loan application.

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