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Privacy Policy

CFSB Privacy Policy

Community Financial Services Bank (CFSB) Statement on the Privacy of Client Information

 

FACTS

WHAT DOES COMMUNITY FINANCIAL SERVICES BANK (CFSB) DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.

Please read this notice carefully to understand what we do.

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security Number and Income
  • Credit History and Checking Account Information
  • Account Balances and Credit Scores

 

 

How?

All financial companies need to share nonpublic personal information to run their everyday business.  In the section below, we list the reason CFSB chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does CFSB Share?

Can you limit the sharing?

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes—

To offer our products and services to you

YES

NO

For joint marketing with other financial companies

YES

NO

For our affiliates' everyday business purposes—

Information about your transactions and experiences

NO

We do not share

For our affiliates' everyday business purposes—

Information about your creditworthiness

NO

We do not share

For our affiliates to market to you

NO

We do not share

For our non-affiliates to market to you

NO

We do not share

         

 

Questions?

Call 270-527-4600 or go to www.yourlifeyourbank.com
Call our toll-free number 1-888-226-5669

 

 

Who is providing this notice?

Community Financial Services Bank (CFSB)

What we do

 

How does CFSB protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

All necessary steps are taken to ensure that only team  members with a legitimate business reason for knowing personally identifiable client information shall have access to such information.

How does CFSB collect my personal information?

We collect your personal information, for example, when you

  • Deposit money or open an account
  • Apply for a loan or use your debit card
  • Provide your employment information

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes— information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliated to market to you

What happens when I limit sharing for an account I hold jointly with someone else?

Your choice will apply to everyone on the accounts, unless you tell us otherwise.

Definitions

 

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

Our affiliates include nonfinancial companies, such as insurance companies.

Non-Affiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

CFSB does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated companies that together market financial products or services to you.

Our joint marketing partners include third party service providers who may be used to market our products to you.

 

 

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