Kasasa Cash

Get more from your account with free checking that pays. Free, high interest Kasasa Cash® allows you to stay free of a monthly service fee. Month in, month out -- no monthly service fees.

At the same time, by simply performing everyday banking functions, you earn really high interest! Plus, enjoy ATM fee refunds* not just in Kentucky, but nationwide! It pays to go Kasasa®. Sign up for this revolutionary account today!

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  • 2.25% APY* on balances up to $20,000
  • 0.50% APY* on balances over $20,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Nationwide ATM fee refunds (up to $25)*
  • Can link to Kasasa Saver for more earnings
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free Online Banking & Bill Pay
  • Free Mobile Banking
  • Free e-Statements
  • Free Visa® debit card
  • $100 minimum deposit to open


Qualifying for rewards is so easy, you're probably already doing it! Simply do the following during the monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and receive e-Statements
  • Be enrolled and log into Online Banking
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning big interest and nationwide ATM fee refunds the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 06/28/2016. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $20,000 receive APY of 2.25%; and (3) balances over $20,000 earn 0.50% interest rate on the portion of the balance over $20,000, resulting in 2.25%-0.79% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle to the Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned and ATM refunds in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Transfers between accounts and PIN based transactions do not count as qualifying transactions. Limit one account per SSN.

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