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Rates

Check out the latest rates

Get one-shot comparisons of CFSB's personal account interest rates and annual percentage yields (APY) on savings, checking, certificates of deposit, and individual retirement accounts. 

Latest Interest Rates at CFSB

On this page:

Balance Minimum Required Opening Deposit Minimum Balance to Obtain Yield Rate APY
$0 - $9,999 $100 $100 0.05% 0.05%
$10,000 - $24,999.99 $100 $100 0.10% 0.10%
$25,000 - $99,999.99 $100 $100 0.15% 0.15%
$100,000 - $249,999.99 $100 $100 0.20% 0.20%
$250,000 and up $100 $100 0.25% 0.25%
Balance Minimum Required Opening Deposit Minimum Balance to Obtain Yield Rate APY
$0 - $9,999 $100 $100 0.05% 0.05%
$10,000 - $24,999.99 $100 $100 0.10% 0.10%
$25,000 - $99,999.99 $100 $100 0.15% 0.15%
$100,000 - $249,999.99 $100 $100 0.20% 0.20%
$250,000 and up $100 $100 0.25% 0.25%
Term Minimum Balance to Open Minimum to Obtain Yield Rate APY
10-MONTH SPECIAL $1,000 $1,000 3.73% 3.79%
19-MONTH CD SPECIAL $10,000 $1,000 3.44% 3.49%

For the 10 month CD special the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. For the 19 month CD special the minimum amount to open the account is $10,000 and the minimum to obtain the Annual Percentage Yield is $1,000. APY is accurate as of November 14, 2022. A penalty will be imposed for early withdrawal. Account fees may reduce earnings.

Product Minimum Balance to Open Minimum to Obtain Yield Rate APY
12 MO IRA (VAR) (as of 12/1/2022)* $25 $25 4.43% 4.48%
10-MONTH IRA SPECIAL $1,000 $1,000 3.73% 3.79%
19-MONTH IRA SPECIAL $10,000 $1,000 3.44% 3.49%

* Rates subject to change after account opening. Penalty for early withdrawal

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