Better Business Banking

LOANS & CREDIT

Get the funds you need, when you need it

Get the funds you need, when you need it

Home Mortgage Loans

Discover competitive mortgage rates to purchase, refinance, or construct your dream home.
Learn More about Home Mortgage Loans

Powersports & RV Loans

Explore more with that RV, ATV, or watercraft you've been eyeing with up to 100% financing options from CFSB.
Learn More about Powersports & RV Loans

Agriculture Loans

From crop production to equipment financing, we can cover a number of agricultural needs with a loan or line of credit.
Learn More about Agriculture Loans

Commercial Real Estate Loans

Get the right commercial property from trusted local lenders with flexible terms and refinancing options.
Learn More about Commercial Real Estate Loans

Church Loans

Strengthen the community in Western Kentucky with our customized loan for church-related needs.
Learn More about Church Loans
Current CD Specials:

7-Month, 5.12% APY | 13-Month, 4.87% APY

Digital Banking, Enhanced.

Bank on your time with our user-friendly mobile app!
  • Manage your finances from your phone
  • Safe, easy, and secure transactions
  • Easily manage bill pay options
  • Track income and expenses
  • Take control of your money with our budgeting tools

Reliable Financial Tools

Mobile Wallet
Shop securely without ever revealing your card information with CFSB Mobile Wallet.


CardSwap
Got a new debit card and hate updating the number on everything? Update new card details seamlessly across 55+ different services with one tap.
About CFSB

Our Story is Our Greatest Legacy

Through consistent, reliable service built on the foundation of meaningful relationships, we want you to achieve your biggest dreams, your life goals and everything in-between. We have conquered over 130 years of change to serve generations of families and communities, no matter what it takes.
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Locations & Hours

Visit the nearest banking center for personalized banking experience.
Find a Banking Center
Careers

Become Part of Our Growing Family

News & Blog

Blog

Community Financial Services Bank (CFSB)

Read More Learn Community Financial Services Bank (CFSB) More
FREQUENTLY ASKED QUESTIONS

The More You Know

Why do I have to answer questions before you will give my account information to me?
At CFSB, our goal is to make your banking experience as easy as possible by providing you the assistance you need, when you need it. Protecting your personal information is extremely important, so when you call we will ask some additional questions that only you would know.
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Oh no, I've been overcharged!
Have you ever purchased gas for $30 only to login to your CFSB Digital Banking and see a $75 charge? OH MY! In most cases this is a preauthorization. The amount is held by the merchant until the transaction is settled for the original charge, or the hold "falls off".
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Wait! That purchase was made first, now I have an NSF Fee.
Why did the purchase I made on Thursday clear before the purchase I made on Monday? Items clear your account based on when a merchant settles the transaction. The time and day you make the transaction doesn't always determine when the item will clear your account.
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I am traveling, why is my debit card not working?
Notifying the bank when you travel is very important. To better protect your account, our Fraud Center will notice purchase activity from locations outside your normal area and 'lock" your card. Whenever you plan a trip, we can place a travel notice on your account.
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What is Remote Deposit Capture and what do I need to get started?
Remote deposit capture allows businesses to capture checks at their business location and then transmit data and the check images electronically to their financial institution for posting and clearing, without any need for physical transportation. All that is needed is a computer, Internet connection, and scanning device.
Learn More