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Be unstoppable with the CFSB experience! Through consistent, reliable service built on the foundation of meaningful relationships, we want you to achieve your biggest dreams, your life goals and everything in-between. We have conquered over 130 years of change to serve generations of families and communities, no matter what it takes. We never sacrifice the power of connection for the technology to do banking the way you need it. This is our promise to you, making you UNSTOPPABLE.

Our Mission Statement

Since becoming the first bank established in Marshall County in 1890, our community has always come first to us. That's why you, the community members, have been central to forming our mission statement from day one, that continues to this day. 

CFSB is committed to creating value: 

  • For our clients by providing the best financial products, technology, and personal service
  • For our team members by providing a stable and enjoyable workplace with competitive salaries
  • For our stockholders by building a strong and profitable financial organization
  • For our communities through our financial and personal involvement in community projects

CFSB’s 5 Vision Points



At CFSB, we take pride in our Culture. We believe that God Almighty has allowed us to be stewards in this community. Our focus is clear that we have been brought here to serve. Since 1890, CFSB has been the financial partner for so many clients in Western Kentucky. Each CFSB Team Member commits to uphold the characteristics of values and training through our God-Centered approach to both our clients and our teammates. Joshua 1:9, “Be Strong and Courageous. Do not be afraid or discouraged, for the Lord your God is with you wherever you go."


Community is intentionally part of our name. It’s who we are! Although we are all bankers, we invest in our region in a variety of ways. It’s important to us to always serve the people where we live, work and play. We are all committed to this community, therefore we will continue to be servant leaders no matter the season that our region is in. This is a principal that has stuck with us from our foundation in 1890 and has guided our growth over 130 years of business. We know it’s our responsibility to be a beacon of light to you, our community.


CFSB has a strong Commitment to our clients and our team! We live in the markets that we serve and have relationships with the neighbors and friends that trust us with one of their most important earthly possessions, their money. Each CFSB Team Member is committed to assisting our clients as their financial experts. As a CFSB Team Member, we are held accountable to standards of excellence. Through this commitment process, client trust is gained allowing our passion to be shown as the true financial partner for Western Kentucky.


We Value our clients and the American Dream. The hard-working women and men of this community are our backbone and heartbeat. Our clients and local businesses supply consumers with goods and services, and most importantly, they provide jobs ensuring a healthy local economy. This support not only comes from financial partnerships, but also through technology, making banking easier and more convenient for our valued clients.


CFSB has over 230 years of combined banking experience in our Executive Leadership. With over 286 team members, the bank boasts 1,000+ years of banking knowledge to assist our clients through any situation. Through our succession program, CFSB continually builds leaders. This practice provides educational opportunities for our Team Members to potentially further their careers. CFSB leadership also believes in our Team Members becoming involved in local charities, non-profit organizations and schools. Through leadership and involvement in these activities, the community and the team member both flourish. With healthy relationships such as these, the community constantly grows and builds our future!


Experienced Lenders

We currently lead the area in consumer lending, creating customized lending for our clients. See our personal loans

Brokerage Services

Our qualified advisory staff is available to give professional and personalized advice to reach your goals. Whether you're seeking guidance on retirement, college funding, life insurance, or anything in between, we're here for you. See our brokerage services

Convenient Suite of Business Services

We offer our local businesses a number of convenient services to increase efficiency and add valuable hours to your day. See our business services.