APY = Annual Percentage Yield. Fees may reduce earnings. Rates on products requiring pledged securities may differ from standard rates.
Effective Date: November 23, 2021
Community Plus Checking* Learn More
| Balance | Minimum Required Opening Deposit | Minimum Balance to Obtain Yield | Rate | APY |
|---|---|---|---|---|
| $0 - $9,999 | $100 | $100 | 0.05% | 0.05% |
| $10,000 - $24,999.99 | $100 | $100 | 0.10% | 0.10% |
| $25,000 - $99,999.99 | $100 | $100 | 0.15% | 0.15% |
| $100,000 - $249,999.99 | $100 | $100 | 0.20% | 0.20% |
| $250,000 and up | $100 | $100 | 0.25% | 0.25% |
Community Savings* Learn More
| Balance | Minimum Required Opening Deposit | Minimum Balance to Obtain Yield | Rate | APY |
|---|---|---|---|---|
| $0 - $9,999 | $100 | $100 | 0.05% | 0.05% |
| $10,000 - $24,999.99 | $100 | $100 | 0.10% | 0.10% |
| $25,000 - $99,999.99 | $100 | $100 | 0.15% | 0.15% |
| $100,000 - $249,999.99 | $100 | $100 | 0.20% | 0.20% |
| $250,000 and up | $100 | $100 | 0.25% | 0.25% |
Certificates of Deposit Learn More
| Term | Minimum Balance to Open | Minimum to Obtain Yield | Rate | APY |
|---|---|---|---|---|
| 11-MONTH SPECIAL | $1,000 | $1,000 | 0.22 | 0.22 |
For all CD Specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of November 23, 2021. A penalty will be imposed for early withdrawal. Account fees may reduce earnings.
For more information, please visit https://www.cfsbky.com/personal/personal-savings/certificates-of-deposit-cds.html or call us at 1.888.226.5669
Individual Retirement Accounts Learn More
| Product | Minimum Balance to Open | Minimum to Obtain Yield | Rate | APY |
|---|---|---|---|---|
| 12 MO IRA (VAR) (as of 12/01/2021)*** | $25 | $25 | 0.11 | 0.11 |
| 11-MONTH IRA SPECIAL | $1,000 | $1,000 | 0.22 | 0.22 |
*** Rates subject to change after account opening.
Penalty for early withdrawal
