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APY = Annual Percentage Yield. Fees may reduce earnings. Rates on products requiring pledged securities may differ from standard rates.

Effective Date: November 23, 2021

Community Plus Checking* Learn More

Balance Minimum Required Opening Deposit Minimum Balance to Obtain Yield Rate APY
$0 - $9,999 $100 $100 0.05% 0.05%
$10,000 - $24,999.99 $100 $100 0.10% 0.10%
$25,000 - $99,999.99 $100 $100 0.15% 0.15%
$100,000 - $249,999.99 $100 $100 0.20% 0.20%
$250,000 and up $100 $100 0.25% 0.25%

Community Savings* Learn More

Balance Minimum Required Opening Deposit Minimum Balance to Obtain Yield Rate APY
$0 - $9,999 $100 $100 0.05% 0.05%
$10,000 - $24,999.99 $100 $100 0.10% 0.10%
$25,000 - $99,999.99 $100 $100 0.15% 0.15%
$100,000 - $249,999.99 $100 $100 0.20% 0.20%
$250,000 and up $100 $100 0.25% 0.25%

Certificates of Deposit Learn More

Term Minimum Balance to Open Minimum to Obtain Yield Rate APY
11-MONTH SPECIAL $1,000 $1,000 0.22 0.22

For all CD Specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000.  APY is accurate as of November 23, 2021. A penalty will be imposed for early withdrawal. Account fees may reduce earnings.

For more information, please visit https://www.cfsbky.com/personal/personal-savings/certificates-of-deposit-cds.html or call us at 1.888.226.5669

Individual Retirement Accounts Learn More

Product Minimum Balance to Open Minimum to Obtain Yield Rate APY
12 MO IRA (VAR) (as of 12/01/2021)*** $25 $25 0.11 0.11
11-MONTH IRA SPECIAL $1,000 $1,000 0.22 0.22

*** Rates subject to change after account opening.

Penalty for early withdrawal