CFSB is proud to promote saving money and good financial management while providing youngsters with personal interest-bearing savings accounts!  The *Centsables CFSB Kids Club rewards good grades, extra-curricular activities, exercise and good deeds!  The Centsables are always available to guide kids with money saving tips, games and cartoons about financial responsibility at  Enjoy the activity pages and downloadable forms, where children can master banking skills such as check-writing and budgeting, preparing deposit slips and earning money.

Our reward system includes six collectible **coins, each featuring a different Centsables character.  Once the child has collected 20 Centsable Coins, they can bring them back in to any CFSB Banking Center and redeem for a $10 Gift Card to on of our area ***kid-friendly businesses!  Simply bring in proof of any of the following:

  • All A's & B's Report Card (per 9 weeks) - (1) coin per 9 Weeks; 4 additional coins for A's and B's on end of year report card.
  • Praise Ticket/Positive Message from teacher(s) - (1) coin per 9 weeks
  • Picture of child in an extra-curricular activity, either solo or team setting - (1) coin per activity per 9 weeks
  • Article/picture in local media for award from Church/Community/School - (1) coin per month

To keep coins neat, safe and displayable, we have FREE Centsables Coin Holders, too!  Visit CFSB social media- Facebook, at CFSBank, Twitter @CFSBank or Instagram at @CFSBank to get the latest news on CFSB and our Centsables Kids Club!


*Club is open to all children up to the age of 18.  No minimum deposit to open. **Coins have no cash value. ***Gift Cards from area businesses will vary based on Banking Center location.


  • Free youth savings account gets them in the habit of saving
    • Available for children up to the age of 18
    • Requires a legal adult as joint owner
  • Interest-bearing account
  • Earn interest on the entire balance
  • No monthly maintenance fee
  • Up to 6 free withdrawals per month
  • Learn valuable financial lessons online with The Centsables 
  • Take advantage of free services:
  • No minimum deposit to open
  • Federally insured by FDIC up to $250,000

Grow their savings ... and their smarts!

Children under 18 are exempt from dormant charges.