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Manage your finances with a checking account

Community Classic Checking

  • Simple, straightforward checking with all the essentials

  • No minimum balance and no monthly service fee

  • Unlimited check writing and deposits

Community Plus Checking

  • Earn with competitive, tiered interest on your balance

  • No withdrawal limitations and no transaction fees

  • Access on demand with free digital banking

Community Choice Checking

  • Get paid sooner with Early Pay – access your paycheck up to two days early

  • Bank anytime, anywhere with free digital banking and mobile check deposit

PERSONAL CHECKING ACCOUNTS

Because a checking account should always be this easy.

Get all the perks with none of the fees. CFSB's personal checking accounts offer you all of the conveniences you expect with a checking account without the hassle. Explore and learn more about what checking account is right for you.

Feature
Community Classic Checking
Community Plus Checking
Community Choice Checking
No Monthly Fee
$5
Early Pay
-
-
No Minimum Balance Required
Free Digital Banking
Paper Statements
$3 Per Statement
$3 Per Statement
$3 Per Statement
Free Discover Debit Card
Overdraft Protection*
Unlimited Deposits and Withdrawals
Tiered Interest Rates**
-
-
CFSB Fee for Foreign ATMs
$3 Per Transaction
4 Withdrawals/Month
4 Withdrawals/Month
Minimum Balance to Open
$100
$100
$100
CFSB Checks
Available for Purchase
Available for Purchase
Available for Purchase

Compare our Personal Checking Accounts

*Up to allowable amount per IRS guidance.
**Rates are subject to change. Fees may reduce earnings. CFSB fee waived, other financial institution fees still apply.

Account Opening Requirements: Client must pass through ChexSystems, have valid Tax ID #, and two valid, unexpired forms of identification (one picture ID).

Help Me Decide

Let's talk about your financial goals and see which personal checking account is right for you!

Find a Location

Visit us in person to get face-to-face assistance with any questions you may have about our personal checking account!

Thank a Banker

Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them!

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CURRENT CD SPECIALS

7-MONTH SPECIAL

4.17% APY

14-MONTH SPECIAL

4.07% APY

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