PERSONAL CHECKING ACCOUNTS
Because a checking account should always be this easy.
Get all the perks with none of the fees. CFSB's personal checking accounts offer you all of the conveniences you expect with a checking account without the hassle. Explore and learn more about what checking account is right for you.
*Promotional Incentive Disclosure: This $100 checking account incentive is only available for new accounts opened between October 1, 2026, through November 1, 2026. To qualify, the account holder must complete at least 25 debit card purchase transactions during the promotional period which is October 1, 2026 through November 30, 2026. The account must remain open and be in good standing when the incentive is paid. Qualifying incentives, the $100 deposit, will be credited to the account by December 31, 2026. All criteria must be met before receiving incentive. Limit to one new account per social security number. Additional terms and conditions may apply.
Manage your finances with a checking account
Feature | Community Classic Checking | Community Plus Checking | Community Choice Checking |
|---|---|---|---|
No Monthly Fee | ✔ | ✔ | $5 |
Early Pay | - | - | ✔ |
No Minimum Balance Required | ✔ | ✔ | ✔ |
Free Digital Banking | ✔ | ✔ | ✔ |
Paper Statements | $3 Per Statement | $3 Per Statement | $3 Per Statement |
Free Discover Debit Card | ✔ | ✔ | ✔ |
Overdraft Protection* | ✔ | ✔ | ✔ |
Unlimited Deposits and Withdrawals | ✔ | ✔ | ✔ |
Tiered Interest Rates** | - | ✔ | - |
CFSB Fee for Foreign ATMs | $3 Per Transaction | 4 Withdrawals/Month | 4 Withdrawals/Month |
Minimum Balance to Open | $100 | $100 | $100 |
CFSB Checks | Available for Purchase | Available for Purchase | Available for Purchase |
Compare our Personal Checking Accounts
*Up to allowable amount per IRS guidance.
**Rates are subject to change. Fees may reduce earnings. CFSB fee waived, other financial institution fees still apply.
Account Opening Requirements: Client must pass through ChexSystems, have valid Tax ID #, and two valid, unexpired forms of identification (one picture ID).
