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Meet your future savings goals with certainty
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Competitive, fixed rate for length of term
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Greater earnings than a regular savings account*
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Interest accrues daily
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No setup or maintenance fees
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Federally insured by the FDIC up to $250,000
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A wide range of terms available (6 months to 5 years)
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Provides more guarantee than other, more risky investments
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Automatic renewal at maturity**
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Early withdrawals subject to penalty
Benefits of a Certificate of Deposit (CD)
*Fees may reduce earnings
**You have 10 days after maturity to change the terms of a CD or withdraw funds without penalty
*APY = Annual Percentage Yield. For the 7-month and 17-month CD Specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of Septemer 23, 2026. A penalty will be imposed for early withdrawal. Account fees may reduce earnings
Competitive Rates
Flexible Terms
Guaranteed Earnings
Low Risk Growth
Term | Minimum Balance To Open | Minimum To Obtain Yield | Rate | APY |
|---|---|---|---|---|
7-MONTH CD SPECIAL | $1,000 | $1,000 | 3.80% | 3.87% |
17-MONTH SPECIAL | $1,000 | $1,000 | 4.09% | 4.17% |
182 DAY | $1,000 | $1,000 | 0.05% | 0.05% |
12 MONTH | $1,000 | $1,000 | 0.05% | 0.05% |
24 MONTH | $1,000 | $1,000 | 0.15% | 0.15% |
36 MONTH | $1,000 | $1,000 | 0.25% | 0.25% |
48 MONTH | $1,000 | $1,000 | 0.35% | 0.35% |
60 MONTH | $1,000 | $1,000 | 0.45% | 0.45% |
27-MONTH CD SPECIAL (Online Only) | $25,000 | $25,000 | 4.30% | 4.37% |
For the 7-month and 17-month CD specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of September 23, 2026. A penalty will be imposed for early withdrawal. Account fees may reduce earnings.
Minimum amount to open the account and obtain the Annual Percentage Yield for the Online Only 27 Month CD special is $25,000. APY is accurate as of Nov. 2, 2026. A penalty will be imposed for early withdrawal. Account fees may reduce earnings. This special is only available to be opened online at the website listed above.
