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Term | Minimum Balance To Open | Minimum To Obtain Yield | Rate | APY |
|---|---|---|---|---|
9-MONTH CD SPECIAL | $1,000 | $1,000 | 3.64% | 3.69% |
13-MONTH SPECIAL | $1,000 | $1,000 | 3.44% | 3.49% |
182 DAY | $1,000 | $1,000 | 0.05% | 0.05% |
12 MONTH | $1,000 | $1,000 | 0.05% | 0.05% |
24 MONTH | $1,000 | $1,000 | 0.15% | 0.15% |
36 MONTH | $1,000 | $1,000 | 0.25% | 0.25% |
48 MONTH | $1,000 | $1,000 | 0.35% | 0.35% |
60 MONTH | $1,000 | $1,000 | 0.45% | 0.45% |
For the 9 & 13-month CD specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of January 2, 2026. A penalty will be imposed for early withdrawal. Account fees may reduce earnings.
Term | Minimum Balance To Open | Minimum To Obtain Yield | Rate | APY |
|---|---|---|---|---|
9-MONTH IRA SPECIAL | $1,000 | $1,000 | 3.64% | 3.69% |
13-MONTH IRA SPECIAL | $1,000 | $1,000 | 3.44% | 3.49% |
12-MONTH IRA (VARIABLE) | $25 | $25 | 3.48% | 3.51% |
*Rates subject to change after account opening. Penalty for early withdrawal. The 12-Month IRA (Variable) rate is accurate as of February 28, 2026.
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