Balance | Minimum Required Opening Deposit | Minimum Balance To Obtain Yield | Rate | APY |
|---|---|---|---|---|
$50,000 - $249,999.99 | $50,000 | $50,000 | 1.08% | 1.09% |
$250,000 and up | $250,000 | $250,000 | 1.45% | 1.46% |
*Rates subject to change after account opening. The Annual Percentage Yield is accurate as of November 24, 2025.
Term | Minimum Balance To Open | Minimum To Obtain Yield | Rate | APY |
|---|---|---|---|---|
BLUE & GOLD SPECIAL | $1,000 | $1,000 | 3.60% | 3.63% |
10-MONTH SPECIAL | $1,000 | $1,000 | 3.74% | 3.80% |
182 DAY | $1,000 | $1,000 | 0.05% | 0.05% |
12 MONTH | $1,000 | $1,000 | 0.05% | 0.05% |
24 MONTH | $1,000 | $1,000 | 0.15% | 0.15% |
36 MONTH | $1,000 | $1,000 | 0.25% | 0.25% |
48 MONTH | $1,000 | $1,000 | 0.35% | 0.35% |
60 MONTH | $1,000 | $1,000 | 0.45% | 0.45% |
The Blue and Gold CD special can only be a personal account. Non-negotiable. Penalty for early withdrawal. APY is valid as of 11/3/2025. Rate may change after account is opened. The Minimum to open and obtain the APY is $1,000.00. The available term is 6 months. Available for a limited time only from 11/3/2025 to 12/31/2025. Interest will be credited to your account one time at maturity. The annual percentage yield stated above assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
Your CD will earn a minimum of 3.63% and a maximum of 5.00% depending on the season performance. For the 10-month CD specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of November 13, 2025. A penalty will be imposed for early withdrawal. Account fees may reduce earnings.
Term | Minimum Balance To Open | Minimum To Obtain Yield | Rate | APY |
|---|---|---|---|---|
10-MONTH IRA SPECIAL | $1,000 | $1,000 | 3.74% | 3.80% |
12-MONTH IRA (VARIABLE) | $25 | $25 | 3.61% | 3.64% |
*Rates subject to change after account opening. Penalty for early withdrawal. The 12-Month IRA (Variable) rate is accurate as of of October 31, 2025.