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Key Features:

  • Free Digital Banking and eStatements*

  • Free foreign ATM fees (4/month)

  • Free Discover debit card (tap-to-pay/mobile wallet compatible)

  • $100 minimum deposit to open

  • $5 monthly service charge

  • Overdraft forgiveness (4/year)**

Get paid sooner with Early Pay!

With CFSB's new Early Pay feature, waiting for payday is a thing of the past. Now, you can access your paycheck up to two days early—at no extra cost. Whether it’s groceries, bills, or a weekend getaway, Early Pay gives you the financial flexibility you need, right when you need it. Available with eligible direct deposits.

Benefits of the Community Choice Checking Account

* $3 monthly fee for paper statements.
** Subject to approval. 4 overdraft fees refunded per calendar year.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

No Minimum Balance

Early Pay Enabled

Unlimited Debits and Deposits

Free Digital Banking

Compare our checking accounts!

Help Me Decide

Let's talk about your financial goals and see if the Community Choice Checking account is right for you!

Find a Location

Visit us in person to get face-to-face assistance with any questions you may have about our Community Choice Checking account!

Thank a Banker

Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them!

COMMUNITY CHOICE CHECKING

Why wait for payday?

With Community Choice Checking, you get access to your paycheck up to two days early—giving you more freedom and flexibility with your finances. It's your money—why not get it sooner?

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