top of page

No Setup or Maintenance Fees

Tax Benefits*

Withdraw Funds at Any Time

  • No monthly service fee

  • Contributions are tax-free and can be made by you, your employer, or a third party

  • Be ready for medical expenses as they arise

  • Earn interest above standard savings on entire balance

  • Tiered rates for higher balances

  • Minimum balance to open is $100.00

  • Federally insured by FDIC

  • Funds can be withdrawn at any time**

  • Unused funds remain in account year after year; no "use it or lose it" policy​

  • No minimum balance requirements​

  • Keep your HSA in your name, regardless of career or life changes

  • An HSA provides triple tax savings:

    • Tax deductions when you contribute to your account

    • Tax-free earnings through investment

    • Tax-free withdrawals for qualified medical, dental, vision expenses, and more*

Benefits of a Health Savings Account (HSA)

* Consult a tax advisor

** You can withdraw funds at any time for any purpose. However, if funds are withdrawn for reasons other than qualified medical expenses, the amount withdrawn will be included as taxable income, and is subject to a 10% penalty.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

View all of our savings accounts

Help Me Decide

Let's talk about your financial goals and see if a Health Savings Account is right for you!

Find a Location

Visit us in person to get face-to-face assistance with any questions you may have about our Health Savings Account!

Thank a Banker

Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them!

Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.

Am I eligible for a Health Savings Account?

HEALTH SAVINGS ACCOUNT (HSA)

Keep yourself and your finances healthy.

Whether your medical expenses are expected or unexpected, you'll be ready for them with an HSA. Enjoy greater control over your personal healthcare expenses while also realizing some amazing tax benefits. Afraid you won't need it? No worries - unused funds remain in your account year after year. Contact our team today to see if you are eligible for an HSA today!

Woman getting an ultrasound