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BUSINESS LOANS

Get the right loan for your business at the right rate

Whether you're a start-up, large corporation, or multi-generational business, our lenders can help you navigate finding the financing option that meets your business-specific needs.


We're invested in seeing business in our local communities thrive. All of our business loans were designed with the success of your business in mind. We offer very competitive fixed and adjustable rates on business lines of credit, commercial real estate, commercial construction, equipment, business term, and church loans.

Commercial Loans

Commercial Real Estate Loans

  • Custom and flexible term options

  • Includes purchases, rental income properties, acquisitions, expansions, and more

  • Quick, local decision-making and processing

Commercial Construction Loans

  • Covers a number of business construction and renovation needs

  • Competitive interest rates with flexible terms

  • Smooth transition to permanent financing upon completion

Equipment Loans

  • Affordable financing for new or used business equipment

  • Customized terms, designed around your business's unique needs

  • Meet your needs without cutting into working capital or savings

Business Lines of Credit

  • Finance a variety of business needs on an ongoing basis

  • Draw down funds as needed; only pay interest on what you use

  • Seasonal lines, open-end revolving lines, and cash reserves available

Business Term Loans

  • Affordable funding for almost any business expense

  • Fund working capital, inventory, improvements, and more

  • Flexible terms tailored to the unique needs of your business

Church Loans

  • Finance a variety of church-related needs at a competitive rate

  • May include expansion, relocation, vehicles, and more

  • Available only to Kentucky residents within the counties we currently serve

SBA Loans

  • Funding for various business purposes, including working capital, equipment purchases, and real estate investments

  • Features competitive rates, long repayment periods, and lower down payments.

Meet our Commercial Lending Team!

Agriculture Loans

Farm Loans

  • Friendly, knowledgeable service from start to finish

  • Covers most agricultural needs at a competitive rate

  • Crop production lines of credit, equipment refinancing, and more

Ag Real Estate Loans

  • Competitive rates for the purchase, refinance, or construction of ag property

  • Repayment terms customized to fit the needs of your agribusiness

  • Available for owner-occupied or investment properties

Ag Equipment Loans

  • Keep your operation running smoothly with up-to-date equipment

  • Competitive rates for new or used equipment purchases, or repairs

  • Meet needs without cutting into working capital or savings

Ag Lines of Credit

  • Affordable, ongoing financing for a variety of agribusiness needs

  • Finance seasonal fluctuations, ongoing updates, and more

  • As principal is repaid, more becomes available for use

Specialty Ag Loan Programs

  • Whatever it is your agribusiness needs, we can help finance it

  • Our lenders are well-versed in a number of specialized ag-lending products

  • Quick, local decision-making and processing

We are deeply rooted in helping agribusinesses and farmers in our local communities sustain their operations for generations to come.

 

Our lenders don't believe in a one-size-fits-all approach to lending. We are invested in helping you find financing that is tailored to meet your specific needs. We offer very competitive fixed and adjustable rate loans on farmland, real estate, equipment, operating lines of credit, and other special ag loan programs

Help Me Decide

Let's talk about your financial goals and see which business loan is right for you!

Find a Location

Visit us in person to get face-to-face assistance with any questions you may have about our business loans!

Thank a Banker

Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them!