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PERSONAL CREDIT CARD

Purchasing power when you need it

Whether you want to build credit or create some spending flexibility - CFSB offers a low rate and points rewards personal credit card! With no annual fees, competitive rates, and a wide range of perks, our low rate and points rewards cards are a great use of space in your wallet!

Online Shopping
  • If you are looking for a basic Credit Card with a competitive, low rate - this is it.

    Features

    • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month

    • Low introductory rate for first six months*

    • Competitive ongoing APR*

    • No annual fee

    • 25-day interest-free grace period on all purchases. No grace period on cash advances

    Benefits

    • 24-hour toll-free live customer assistance available at 800-367-7576.

    • Rental car collision damage waiver protection and a host of extraordinary Mastercard®

    • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

    Fees

    Other fees may be charged, these fees are listed on the downloadable application​

    Manage Card Online

    Analyze spending, review statements, and make payments on your personal credit card by visiting cardaccount.net

    *Please see application for information about current APRs and fees

    See the card application's Important Disclosures for current terms, rates, and fees. Credit cards are subject to credit approval. Cards are issued by TIB Bank.

  • A card with reward points you can redeem for rewards.

    Features

    • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month

    • Low introductory rate for first six months*

    • Competitive ongoing APR*

    • No annual fee

    • 25-day interest-free grace period on all purchases. No grace period on cash advances

    Benefits

    • Redeem points for cash-back awards, retail gift cards, travel and more

    • To view or redeem points, visit mypreferredpoints.com or call 866-678-5191

    • 24-hour toll-free live customer assistance available at 800-367-7576

    • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits

    • The APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

    Fees

    Other fees may be charged, these fees are listed on the downloadable application

    Manage Card Online

    Analyze spending, review statements, and make payments on your personal credit card by visiting cardaccount.net

    *Please see application for information about current APRs and fees

     

    See the card application's Important Disclosures for current terms, rates, and fees. Credit cards are subject to credit approval. Cards are issued by TIB Bank.

  • There are two quick and easy ways to apply for one of our personal credit cards.

    Paper Application

    Download the Application: Personal Credit Card Application (PDF download)

    Fill in your information electronically and print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at each of our banking centers.

    Fax your completed application to the Card Service Center at 877-809-9162 or Mail your completed application to:


    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120

    Online Application

    Click 'Apply Now' and fill in your information electronically and hit submit when all information has successfully been entered.​

Help Me Decide

Let's talk about your financial goals and see if a Personal Credit Card is right for you!

Find a Location

Visit us in person to get face-to-face assistance with any questions you may have about our Personal Credit Cards!

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