Learn more about who our leadership team is and their vision for our clients and for CFSB. MEET OUR LEADERS Pushing for the growth of our team and community / About Us / Our Leaders / Our goal is for CFSB to be the leading financial partner for businesses and families in Western Kentucky. Over the past 135 years, CFSB has grown from a single storefront bank to a $1.4B regional institution with locations in four counties, focused on investing in our local communities. As we have grown and diversified, we have split the traditional role of CEO/President into two positions, which will allow us to more effectively manage day to day operations and provide the level of service our clients and communities expect and deserve. Michael Radcliffe Chairman & CEO Read Bio "As Chairman and Chief Executive Officer, my focus will be on Board governance, strategic planning and vision, budgeting and financial reporting, as well as regulatory and legislative advocacy and compliance. Our experienced and committed executive team has almost 230 years combined experience with CFSB, and our long-term goal is to provide a solid capital base from which to fund stable, sustainable, organic growth as Western Kentucky's premier regional bank." Jason Jones President Read Bio "As President of CFSB, I will work with our team to make sure that our culture is continually nurtured. We continue to develop the next level of leadership and high performing team members. I will also work daily with our clients, making sure that they know that we value their relationship with CFSB. And, I will combine the above two facets to make sure that our day to day operations meet the expectations of our clients, while providing an atmosphere for our team members to flourish." Jennifer Apple Chief Client Officer Read Bio Andrew Murrell Chief Information Officer Read Bio Michelle Jameson Chief Risk Officer Read Bio Angela Mathis Meyer McCracken County Market President Read Bio Nancy Adams Chief Operations Officer Read Bio Kathy Parker Chief Financial Officer Read Bio Allen Waddell Chief Human Resources Officer Read Bio S. Jason Pittman Calloway County Market President Read Bio Matt Scoggins Graves County Market President Read Bio G. Todd Myers Chief Commercial Lending Officer Read Bio Rustin Egner Chief Residential Lending Officer Read Bio Beth Frame Chief Credit Officer Read Bio History Explore how our bank's commitment to local growth and our communities has shaped a legacy over the years. Learn More Who We Are Meet our experience and dedicated team guiding our bank with vision, integrity, and a passion for community service. Learn More Community Learn about our initiatives and partnerships that support and enrich the community we proudly serve. Learn More Careers Discover rewarding career opportunities where you can grow professionally while making a meaningful impact. Learn More Services Personal Banking Whether you need a reliable checking account, competitive savings options, or personalized loans, we've got you covered. Enjoy the convenience of local banking with a personal touch. Discover CFSB's range of personal banking products designed to meet your financial goals. Learn More Business Banking From flexible business loans to convenient checking and savings accounts, our comprehensive suite of financial products supports your business growth. Benefit from local expertise and personalized service that prioritizes your success. Learn More Brokerage Services Count on CFSB Investments for expert, personalized guidance to achieve your financial goals. Whether planning for retirement, funding college education, securing life insurance, or any other financial objective, we're here to support you every step of the way. Learn More

The Community Classic Checking account is one of CFSB's most popular and simple checking accounts. Learn about the benefits and apply for an account today! ERROR 404 Oops, looks like we've missed something Use our search function or one of the links below to find what you're looking for! Search Now / Error Page (404) / Personal Checking Manage expenses with simple checking account options, free debit card & digital banking with no monthly service fees. Personal Savings Our savings accounts offer competitive returns on your short and long-term deposits. Home Loans Competitive, local mortgages and HELOC's with fixed and variable rate options to fit all your home loan needs! Personal Loans Fund your next big purchase with a Personal Loan from CFSB. Whether it's a car, boat, RV, or ATV, we've got you covered! Time Deposits Meet your future savings goals with our competitive Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs)! Personal Credit Cards Purchasing power is in the palm of your hand wherever you go when you have your CFSB Mastercard®. Personal Banking Business Checking Business Savings Commercial Lending Business Services Business Credit Card Business Banking Learn more about CFSB! Let's Go Help Me Decide Let's talk about your financial goals and see what product options are right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our offerings! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note