(888) 226-5669 Open 24 hours Back to Locations Calloway North ATM 1721 N 12th St, Murray, KY, USA (888) 226-5669 Mailing Address: Location Hours Lobby Hours Monday - Friday Drive-Thru Hours Monday - Thursday Friday Saturday Contact Us Get Directions ABOUT THIS LOCATION Calloway North ATM We're all about value at Community Financial Services Bank. Because our customers are so important to us, we focus all our energy on providing additional value to you. For over 130 years, this added value has come in the form of exceptional checking and savings accounts, personalized loan offerings, convenient, state-of-the art services, and of course friendly, customized service every step of the way. Contact Us Here for You Call, text, email, chat, or whatever method is easiest for you - our team is ready to help! Contact Us Who We Are Our roots run deep - REALLY deep! We enjoy being able to serve the communities that we call home. Learn More Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

The CFSB Commercial Credit Cards are accepted virtually anywhere and makes business easy. Learn about the benefits and how to apply today. Business / Commercial Credit Cards / COMMERCIAL CREDIT CARDS Helping your commercial business take care of business Commercial card solutions provide more purchasing power, stronger card management and controls, and benefits designed specifically for larger organizations. Get Started Competitive Rates Cash Back Streamlined Platform Friendly Service Benefits of Commercial Credit Cards Commercial Rewards Card An all-in-one scalable card solution for purchasing and travel spending. Streamlined expense reporting improves spend visibility and cash forecasting. Award-winning, intuitive platform integrates card, expense and travel management. No annual fee. Choice of points or cash rebates. Corporate liability; no personal guarantee. Apply Now One Card Manage all expenses with a comprehensive commercial payment solution. All-in-one platform that simplifies reconciliation, manages risk and improves operational efficiency. Detailed reporting and payment analytics to help with business decisions. Streamlined program administration and card controls. API integrations for common accounting systems. Corporate liability for all purchases. Apply Now Community Financial Services Bank. Member FDIC. Community Financial Services Bank is not affiliated with Elan Financial Services. The creditor and issuer of your charge card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. ©2026 Elan Financial Services. All trademarks are the property of their respective owners. Help Me Decide Let's talk about your financial goals and see if our Commercial Credit Card is right for your business! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Commercial Credit Cards! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

You have the dream, we have the means. Learn more about how CFSB's personal term loans can get you the funds you need to live out your dreams. Competitive Rates Flexible Terms Local Decisions Friendly Service PERSONAL TERM LOANS Finance life goals with a personal term loan Don't let lack of funds stand in between you and reaching your goals! Our personal term loans allow you to finance just about any dream, goal, or project you may have. Competitive, fixed rates for a wide range of personal needs like starting a new hobby, outfitting a game room, going on vacation and much more! Apply Now / Lending / Personal Term Loans / Wide range of uses Flexible terms and monthly payments that fit your budget Local decision making and processing right here in Western Kentucky Customized, friendly service from our experienced lending team Benefits of Personal Term Loans Meet our experienced lending team! Let's Go All loans are subject to credit approval. We currently only accept online applications from our immediate lending area (Counties, including Calloway, Graves, Livingston, Lyon, Marshall, and McCracken). If you are outside this area, please call one of our banking centers for assistance with your loan application. Help Me Decide Let's talk about your financial goals and see if a Personal Term Loan is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Personal Term Loans! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

Find answers to your banking questions on CFSB's FAQ page. From account management to loan options, discover helpful information tailored for our Western Kentucky community. Get the support you need to navigate your banking experience with confidence! Frequently Asked Questions You've got questions, we've got answers! Not finding what you're looking for? Ask our team! Contact Us Frequently asked questions General FAQ's Digital Banking FAQs Personal Banking FAQs Business Banking FAQs Why do I have to answer questions before you will give my account information to me? At CFSB, our goal is to make your banking experience as easy as possible by providing you the assistance you need, when you need it. Protecting your personal information is extremely important, so when you call we will ask some additional questions that only you would know. Oh no, I've been overcharged! Have you ever purchased gas for $30 only to login to your CFSB Digital Banking and see a $75 charge? OH MY! In most cases this is a preauthorization. The amount is held by the merchant until the transaction is settled for the original charge, or the hold "falls off". Wait! That purchase was made first, now I have an NSF Fee. Why did the purchase I made on Thursday clear before the purchase I made on Monday? Items clear your account based on when a merchant settles the transaction. The time and day you make the transaction doesn't always determine when the item will clear your account. I am traveling, why is my debit card not working? Notifying the bank when you travel is very important. To better protect your account, our Fraud Center will notice purchase activity from locations outside your normal area and 'lock" your card. Whenever you plan a trip, you can submit a travel note via digital banking yourself or we can place a travel note on your account. What is CFSB's routing number? Our routing number is 083903328. Can I add my CFSB debit card to my mobile wallet? Yes, you absolutely can! Mobile wallet works the same as if you inserted your CFSB debit card into the card reader at the merchant and is processed the exact same! I have loads of coin, do I need to roll it before bringing into the bank? Rolling your own change is a thing of the past! We offer change machines in each of our markets. This is a free service to our CFSB Clients! I work late and I do not have a smartphone, how do I check my balance? We offer telephone banking, this service is free and available 24/7. You can quickly and easily make account balance inquiries and more outside of our normal banking hours. Dial 270-527-2222! Are Discover Debit Cards as widely accepted as other card carriers? Yes! Your CFSB Discover debit card is accepted nationwide by 99% of the places that take credit cards. If you ever encounter the 1% that does not accept Discover, we encourage you to call us at 888-226-5669 and let us know! What is a Live Teller Machine or LTM? A Live Teller Machine (LTM) is a video-based, interactive technology that allows clients to conduct transactions with a centrally located teller. In normal terms, you can video-chat with a someone on our team when conducting a transaction the LTM if you need help! Using an LTM allows you to cash checks, make deposits, loan payments as well as many other services! Have additional questions? Ask our team! Contact Us Help Me Decide Let's talk about about any questions you may have! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you have! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

Apply for our premium checking account with no minimum balance, unlimited checking deposits, and no monthly service fees. Free digital banking and competitive interest rates. COMMUNITY PLUS CHECKING Your balance does the heavy lifting Let your money earn more for you with competitive, tiered interest rates in our Community Plus Checking account! Apply Now / Personal Checking / Community Plus Checking / % Competitive, Tiered Interest Rates No Withdrawal Limitations No Transaction Fees Free Digital Banking Free, interest-bearing checking account Free eStatements* No monthly qualifications to earn interest Unlimited check writing and deposits 4 CFSB foreign ATM transaction fees waived per month No monthly service fees, ever No minimum balance requirement $100 minimum deposit to open Free digital banking Overdraft protection available** Competitive, tiered interest rates Benefits of the Community Plus Checking Account * $3 monthly fee for paper statements ** Subject to approval To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Compare our checking accounts! Let's Go Balance Minimum Required Opening Deposit Minimum Balance to Obtain Yield Rate APY $0 - $9,999.99 $100 - 0.05% 0.05% $10,000 - $24,999.99 $100 $10,000 0.10% 0.10% $25,000 - $99,999.99 $100 $25,000 0.15% 0.15% $100,000 - $249,999.99 $100 $100,000 0.20% 0.20% $250,000 and up $100 $250,000 0.25% 0.25% Community Plus Checking Rates Apply Online Help Me Decide Let's talk about your financial goals and see if a Community Plus Checking account is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Community Plus Checking account! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

Manage your personal expenses with our user-friendly personal checking accounts. Get unlimited check writing, free digital banking, zero service fees, and more. Manage your finances with a checking account Community Classic Checking Simple, straightforward checking with all the essentials No minimum balance and no monthly service fee Unlimited check writing and deposits Learn More Community Plus Checking Earn with competitive, tiered interest on your balance No withdrawal limitations and no transaction fees Access on demand with free digital banking Learn More Community Choice Checking Get paid sooner with Early Pay – access your paycheck up to two days early Bank anytime, anywhere with free digital banking and mobile check deposit Learn More PERSONAL CHECKING ACCOUNTS Because a checking account should always be this easy. / Personal Checking / Get all the perks with none of the fees. CFSB's personal checking accounts offer you all of the conveniences you expect with a checking account without the hassle. Explore and learn more about what checking account is right for you. Feature Community Classic Checking Community Plus Checking Community Choice Checking No Monthly Fee ✔ ✔ $5 Early Pay - - ✔ No Minimum Balance Required ✔ ✔ ✔ Free Digital Banking ✔ ✔ ✔ Paper Statements $3 Per Statement $3 Per Statement $3 Per Statement Free Discover Debit Card ✔ ✔ ✔ Overdraft Protection* ✔ ✔ ✔ Unlimited Deposits and Withdrawals ✔ ✔ ✔ Tiered Interest Rates** - ✔ - CFSB Fee for Foreign ATMs $3 Per Transaction 4 Withdrawals/Month 4 Withdrawals/Month Minimum Balance to Open $100 $100 $100 CFSB Checks Available for Purchase Available for Purchase Available for Purchase Compare our Personal Checking Accounts *Up to allowable amount per IRS guidance. **Rates are subject to change. Fees may reduce earnings. CFSB fee waived, other financial institution fees still apply. Account Opening Requirements: Client must pass through ChexSystems, have valid Tax ID #, and two valid, unexpired forms of identification (one picture ID). Help Me Decide Let's talk about your financial goals and see which personal checking account is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our personal checking account! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note CURRENT CD SPECIALS 7-MONTH SPECIAL 3.87% APY Apply Now 17-MONTH SPECIAL 4.17% APY Apply Now

(888) 226-5669 Open 24 hours Back to Locations Benton ATM 221 W 5th St, Benton, KY, USA (888) 226-5669 Mailing Address: Location Hours Lobby Hours Monday - Friday Drive-Thru Hours Monday - Thursday Friday Saturday Contact Us Get Directions ABOUT THIS LOCATION Benton ATM We're all about value at Community Financial Services Bank. Because our customers are so important to us, we focus all our energy on providing additional value to you. For over 130 years, this added value has come in the form of exceptional checking and savings accounts, personalized loan offerings, convenient, state-of-the art services, and of course friendly, customized service every step of the way. Contact Us Here for You Call, text, email, chat, or whatever method is easiest for you - our team is ready to help! Contact Us Who We Are Our roots run deep - REALLY deep! We enjoy being able to serve the communities that we call home. Learn More Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

Learn more about the benefits of using CFSB's commercial construction loans to expand, build, or renovate your business! Meet our Commercial Lending Team! Let's Go Competitive Rates Flexible Terms Local Decisions Friendly Service Help Me Decide Let's talk about your financial goals and see if a Commercial Construction Loan is right for your Business! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Commercial Construction Loans! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note COMMERCIAL CONSTRUCTION LOANS Build your business up Sometimes the best way to get the right space for your business is to build it. We can provide affordable financing with fast and friendly service. Your business can use a commercial Construction Loan to cover a multitude of business construction and renovation needs with competitive interest rates and flexible terms. Contact one of our knowledgeable commercial lenders and they can walk you through the process whenever you are ready. Get Started Business / Business Lending / Commercial Construction Loans / Competitive interest rates Experienced lending team Quick, local decision-making and processing Smooth transition to permanent financing upon completion Flexible financing and a range of terms available Cover a number of business construction and renovation needs Friendly, Western Kentucky service from start to finish Benefits of our Commercial Construction Loans Please note that this loan is only currently available to residents of Kentucky, Missouri, Illinois, Indiana, and Tennessee. All loans are subject to credit approval.

Our certificates of deposit are competitively priced. Lock in savings with a higher rate to help meet your long-term savings goals with confidence. Meet your future savings goals with certainty Competitive, fixed rate for length of term Greater earnings than a regular savings account* Interest accrues daily No setup or maintenance fees Federally insured by the FDIC up to $250,000 A wide range of terms available (6 months to 5 years) Provides more guarantee than other, more risky investments Automatic renewal at maturity** Early withdrawals subject to penalty Benefits of a Certificate of Deposit (CD) *Fees may reduce earnings **You have 10 days after maturity to change the terms of a CD or withdraw funds without penalty *APY = Annual Percentage Yield. For the 7-month and 17-month CD Specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of Septemer 23, 2026. A penalty will be imposed for early withdrawal. Account fees may reduce earnings Competitive Rates Flexible Terms Guaranteed Earnings Low Risk Growth Term Minimum Balance To Open Minimum To Obtain Yield Rate APY 7-MONTH CD SPECIAL $1,000 $1,000 3.80% 3.87% 17-MONTH SPECIAL $1,000 $1,000 4.09% 4.17% 182 DAY $1,000 $1,000 0.05% 0.05% 12 MONTH $1,000 $1,000 0.05% 0.05% 24 MONTH $1,000 $1,000 0.15% 0.15% 36 MONTH $1,000 $1,000 0.25% 0.25% 48 MONTH $1,000 $1,000 0.35% 0.35% 60 MONTH $1,000 $1,000 0.45% 0.45% For the 7-month and 17-month CD specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of September 23, 2026. A penalty will be imposed for early withdrawal. Account fees may reduce earnings. Current CD Rates View All Rates View all of our savings accounts! Let's Go CURRENT CD SPECIALS 17-MONTH SPECIAL 4.17% APY Apply Now 7-MONTH SPECIAL 3.87% APY Apply Now Help Me Decide Let's talk about your financial goals and see if a Certificate of Deposit is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Certificates of Deposit! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note / Time Deposits / Certificates of Deposit / CERTIFICATES OF DEPOSIT (CDs) Save with certainty and confidence. A certificate of deposit allows you to guarantee savings growth by locking up your funds for a designated time period at a competitive interest rate. Apply Now

CFSB is proud to assist you in qualifying for special loan programs available through the Kentucky Ag Finance Corporation (KAFC) and Farm Service Agency (FSA). SPECIALTY AG LOAN PROGRAMS Special programs for unique situations CFSB is proud to assist you in qualifying for special loan programs available through the Kentucky Ag Finance Corporation (KAFC) and Farm Service Agency (FSA). Our experienced loan officers are well-versed in special ag loan programs. The primary objective of these special loan programs is to assist our underserved communities in securing competitively-priced, fixed-rate financing for their new or existing agricultural business. This includes programs for first-time farmers, long-term farmers, minorities, and women-led ag businesses. Get Started Business / Business Lending / Specialty Ag Loan Programs / Benefits of our Specialty Ag Loan Programs Programs with Kentucky Ag Finance Corporation (KAFC), Farm Service Agency (FSA), and Farmer Mac Lenders experienced with FSA, KAFC, and Farmer Mac loan products Repayment terms customized to fit your operation's unique needs Whatever it is your agribusiness needs, we can help you finance it Competitive rates for a wide range of agribusiness-related needs: Working capital Equipment Livestock Inventory Vehicles Real estate Irrigation systems and more * Applicable to certain loan programs and collateral. Speak with one of our loan officers to find the best fit for your situation. Please note that this loan is only currently available to residents of Kentucky, Missouri, Illinois, Indiana, and Tennessee. All loans are subject to credit approval. Competitive Rates Flexible Terms Fixed Rates* Wide Range of Uses Meet our Commercial Lending Team! Let's Go Help Me Decide Let's talk about your financial goals and see if a Specialty Ag Loan Program is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Specialty Ag Loan Programs! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

The Western Kentucky-based bank’s routing number is 083903328. Learn how to write your checks and find the routing numbers on them. Order checks through CFSB! Let's Go Help Me Decide Call, text, email, chat, or whatever method is most convenient for you - our team is ready to help! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about locating our routing number! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note Resources / Routing Number / ROUTING NUMBER CFSB's Routing Number The Routing Number is the 9-digit code particular to a bank location. A bank's routing number is visible on online portals, particularly on your account checks, as a unique identifier. CFSB's routing number is 083903328 . Order Checks Finding your account and routing number on a check CFSB's routing number (083903328) is the 9-digit code at the extreme bottom left of your check. The check number is the located between the routing and account numbers on the check. Your bank account number is the eight to ten digits immediately following the check number. How to write a check Add the date of signing on the top-right corner of the check. Add the intended recipient's legal name on the "Pay to the Order of" field. Mention the numerical value of the dollar amount in the box next to the recipient's name. Mention the same amount written out in words on the following line. Add a memo on the "For" field (optional). Provide your bank-recognized full signature on the bottom right field.

Learn more about CFSB's online banking privacy policy! Community Financial Services Bank (CFSB) Statement on the Privacy of Client Information FACTS WHAT DOES COMMUNITY FINANCIAL SERVICES BANK (CFSB) DO WITH YOUR PERSONAL INFORMATION? WHY? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. WHAT? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and Income Credit History and Checking Account Information Account Balances and Credit Scores HOW? All financial companies need to share nonpublic personal information to run their everyday business. In the section below, we list the reason CFSB chooses to share; and whether you can limit this sharing. CFSB PRIVACY POLICY Privacy Policy Help Me Decide Let's talk about your financial goals and see what offerings are best for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about CFSB! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note Online Banking Privacy Policy Keeping financial and personal information secure is one of our most important responsibilities. Community Financial Services Bank (CFSB) is committed to protecting the information of our clients and other visitors who use our website. We value your trust and handle all personal information with care. As with information we collect through other means, we use the information you provide online to respond to your needs, service your accounts, and provide you with information about other services. By using CFSB's website, you consent to the practices described in this Notice. Information Collected Visitors to www.yourlifeyourbank.com remain anonymous, unless a visitor chooses to provide personal information to us such as in an online form. CFSB may collect and aggregate non-personally identifiable data about your online activities on our site, such as the date and time our site was accessed, IP address, and browser type. Email We do not share your email information with third-parties or other users. If you opt-in to sharing your email address for periodic updates such as statements or related information, your email will be registered with our email marketing platform. You can opt-out of these electronic communications at any time by following the instructions in our emails. If you choose to contact us via email, please keep in mind that your email address, and any other information your email header shows about you, such as your name or organization, will be revealed to us in the email. Google Analytics CFSB's website uses Google Analytics to help us analyze how visitors use and browse our website. The tool uses "cookies" to collect standard Internet log information and visitor behavior information in an anonymous form. The information generated by "cookies" about your use of our website, including the IP address, is transmitted to Google. This information is then used by us to evaluate our visitors' use of our website and to compile reports regarding activity on our website. We will never use the statistical analytics tool to track or to collect any Personally Identifiable Information (PII) of visitors to our site. Google will not associate your IP address with any other data held by Google. CFSB or Google will never look to link an IP address with the identity of a computer user. CFSB will not associate any data gathered from our site with any PII from any source. To opt-out of Google Analytics, which prevents Google Analytics from collecting information about your visits to our website or any other website you visit, please visit https://tools.google.com/dlpage/gaoptout. For all other details, please go to Google's Privacy Policy. Cookies To provide better service and a more effective website, we use "cookies" as part of our interaction with your browser. A cookie is a small text file placed on your hard drive by our webpage server. These cookies do not collect personally identifiable information, and we do not combine information collected through cookies with other personal information to determine who you are or your e-mail address. Cookies are commonly used on websites and do not harm your system. We use cookies to determine if you have previously visited our website and for administration purposes. You can prevent cookies from being placed on your computer by selecting the "Preferences" in your computer's browser and deleting your browsing history. If your cookies are disabled, some services may not function properly. Web Beacons We use web beacons (invisible images often referred to as pixel tags or clear GIFs) on our sites in order to recognize users, assess traffic patterns, identify preferred content, and measure site engagement. We may also include web beacons in our email messages, including newsletters, in order to count how many email messages have been opened. Third Party Links We provide links to third party sites as a convenience to our clients. If you follow links to sites not owned or controlled by CFSB, you should review their privacy and security policies and other terms and conditions, as they may be different from those of our sites. CFSB does not guarantee and is not responsible for the privacy or security of these sites, including the accuracy, completeness, or reliability of their information. Social Media Sites CFSB participates in social media platforms including, but not limited to, Facebook®, Twitter®, YouTube® and LinkedIn® that enable online sharing and collaboration among users who have registered to use them. We cannot be responsible for views expressed by others. Our social media pages are public, which means that anyone can see your posts and your comments may show up in search engines. We encourage you to never post personal identifying or confidential information. Children's Privacy CFSB does not knowingly collect, maintain, or use personal information from its sites about children under 13 years of age. If a child under 13 sends personal information online, CFSB will only use that information to respond directly to that child, notify parents, or seek parental consent. Using and Sharing Information We Collect We may share your Personal Information with affiliates and third parties in accordance with the practices set forth in our Privacy Policy. We do not and will not sell your Personal Information. We may use or share information to enhance your experience on our sites, to help deliver our ads on your web browser, and to measure advertising campaign effectiveness. We may also share your information as required to meet legal and regulatory obligations. Delivering products and services to you including: Recognizing you when you return to our website or mobile apps, including remembering your login user ID; Verifying your identity; Processing applications and transactions; Providing you with updates on your accounts, products and services; Using the Geo location of your mobile device(s) for location-based services; Using contacts shared on your mobile device to add new individuals to money transfer services through our mobile apps at your direction (your contacts are not stored in the app); Using photos stored on your mobile device to do the following via our mobile apps at your direction: 1. Deposit a check (check images are not stored in the app); and 2. Auto fill information on your driver's license to open a new account; To provide advertisements and marketing offers and measure the effectiveness of our advertisements and content; For fraud detection and prevention and security purposes. Updating Your Personal Information The accuracy of your account information is very important. If you notice that your information is incomplete, inaccurate or is out of date, please contact us at 1-888-226-5669 or visit a Banking Center. You can review and make changes to certain personal information on our Digital Banking sites. Notice to Persons Accessing this Site Outside the United States If you reside outside of the United States, any information you provide to us on the Site will be transferred out of your country and into the United States. If you do not want personally identifiable information to leave your country, do not provide the information to us. By providing personally identifiable information to us, you explicitly consent to the transfer of your information to the United States. Updates CFSB may occasionally update this Online Privacy Notice. Please review it periodically. If we make changes to the Online Privacy Notice, we will revise the "Last Updated" date at the top of this Notice. Any changes to this Notice will become effective when we post the revised Notice on the site. Your use of the site following these changes means that you accept the revised Notice. Location Information If you use our mobile banking application on your mobile device, we may collect and process information about your actual location. We use this opt-in data to provide relevant messaging, even when the app is not open on your screen, to tailor our products and services for you, and to occasionally offer you promotions of interest. you can enable or disable access to this information at any time, through your device settings. Reasons we can share your personal information Does CFSB Share? Can you limit the sharing? For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO For our marketing purposes— To offer our products and services to you YES NO For joint marketing with other financial companies YES NO For our affiliates’ everyday business purposes— Information about your transactions and experiences NO We do not share For our affiliates’ everyday business purposes— Information about your creditworthiness NO We do not share For our affiliates to market to you NO We do not share For our non-affiliates to market to you NO We do not share Who is providing this notice? Community Financial Services Bank WHAT WE DO How does CFSB protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. All necessary steps are taken to ensure that only team members with a legitimate business reason for knowing personally identifiable client information shall have access to such information. How does CFSB Collect my personal information? We collect your personal information, for example, when you: Deposit money or open an account Apply for a loan or use your debit card Provide your employment information Why can't I limit all sharing? Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes— information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliated to market to you What happens when I limit sharing for an account I hold jointly with someone else? Your choice will apply to everyone on the accounts, unless you tell us otherwise. Will my mobile information be shared? No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. DEFINITIONS: Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include nonfinancial companies, such as insurance companies. Non-Affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. CFSB does not share with non-affiliates so they can market to you. Joint Marketing A formal agreement between non-affiliated companies that together market financial products or services to you. Our joint marketing partners include third party service providers who may be used to market our products to you.