Unlock your financial potential with CFSB. Explore personal and business banking services that have served value to our local community for over 130 years. Your Life. Your Bank. Who We Are Contact Us Reliable Financial Tools Mobile Wallet Shop securely without ever revealing your card information with CFSB Mobile Wallet. Card Controls Control your debit card at any time within our digital banking platform. Digital Banking, Enhanced. Bank on your time with our user-friendly mobile app! Manage your finances from your phone Safe, easy, and secure transactions Easily manage bill pay options Track income and expenses Take control of your money with our budgeting tools Careers Become part of our growing family! Join the Team Personal Checking Manage expenses with simple checking account options, free debit card & digital banking with no monthly service fees. Personal Savings Our savings accounts offer competitive returns on your short and long-term deposits. Home Loans Competitive, local mortgages and HELOC's with fixed and variable rate options to fit all your home loan needs! Personal Loans Fund your next big purchase with a Personal Loan from CFSB. Whether it's a car, boat, RV, or ATV, we've got you covered! Time Deposits Meet your future savings goals with our competitive Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs)! Personal Credit Cards Purchasing power is in the palm of your hand wherever you go when you have your CFSB Mastercard®. News & Blog View All Frequently Asked Questions The More You Know View All FAQs BETTER, LOCAL BANKING Take control of your finances with CFSB! Why do I have to answer questions before you will give my account information to me? At CFSB, our goal is to make your banking experience as easy as possible by providing you the assistance you need, when you need it. Protecting your personal information is extremely important, so when you call we will ask some additional questions that only you would know. Oh no, I've been overcharged! Have you ever purchased gas for $30 only to login to your CFSB Digital Banking and see a $75 charge? OH MY! In most cases this is a preauthorization. The amount is held by the merchant until the transaction is settled for the original charge, or the hold "falls off". Wait! That purchase was made first, now I have an NSF Fee. Why did the purchase I made on Thursday clear before the purchase I made on Monday? Items clear your account based on when a merchant settles the transaction. The time and day you make the transaction doesn't always determine when the item will clear your account. I am traveling, why is my debit card not working? Notifying the bank when you travel is very important. To better protect your account, our Fraud Center will notice purchase activity from locations outside your normal area and 'lock" your card. Whenever you plan a trip, you can submit a travel note via digital banking yourself or we can place a travel note on your account. What is CFSB's routing number? Our routing number is 083903328. Can I add my CFSB debit card to my mobile wallet? Yes, you absolutely can! Mobile wallet works the same as if you inserted your CFSB debit card into the card reader at the merchant and is processed the exact same! I have loads of coin, do I need to roll it before bringing into the bank? Rolling your own change is a thing of the past! We offer change machines in each of our markets. This is a free service to our CFSB Clients! I work late and I do not have a smartphone, how do I check my balance? We offer telephone banking, this service is free and available 24/7. You can quickly and easily make account balance inquiries and more outside of our normal banking hours. Dial 270-527-2222! Are Discover Debit Cards as widely accepted as other card carriers? Yes! Your CFSB Discover debit card is accepted nationwide by 99% of the places that take credit cards. If you ever encounter the 1% that does not accept Discover, we encourage you to call us at 888-226-5669 and let us know! What is a Live Teller Machine or LTM? A Live Teller Machine (LTM) is a video-based, interactive technology that allows clients to conduct transactions with a centrally located teller. In normal terms, you can video-chat with a someone on our team when conducting a transaction the LTM if you need help! Using an LTM allows you to cash checks, make deposits, loan payments as well as many other services!

Know the term-by-term rates and yield of CFSB’s best deposit accounts. Compare products and get competitive returns on investments with longer terms. Balance Rate APY Minimum Balance to Obtain Yield $0 - $9,999.99 0.05% 0.05% - $10,000 - $24,999.99 0.10% 0.10% $10,000 $25,000 - $99,999.99 0.15% 0.15% $25,000 $100,000 - $249,999.99 0.20% 0.20% $100,000 $250,000 and up 0.25% 0.25% $250,000 Community Plus Checking Learn More RATES Check out the latest rates Get one-shot comparisons of CFSB's personal account interest rates and annual percentage yields (APY) on savings, checking, certificates of deposit, and individual retirement accounts. Manage Accounts / Rates / Balance Rate APY $0 - $9,999.99 0.05% 0.05% $10,000 - $24,999.99 0.10% 0.10% $25,000 - $99,999.99 0.15% 0.15% $100,000 - $249,999.99 0.20% 0.20% $250,000 and up 0.25% 0.25% Community Savings Learn More Balance Minimum Required Opening Deposit Minimum Balance To Obtain Yield Rate APY $50,000 - $249,999.99 $50,000 $50,000 1.36% 1.37% $250,000 and up $250,000 $50,000 1.82% 1.84% *Rates subject to change after account opening. The Annual Percentage Yield is accurate as of September 28, 2026. Premier Advantage Savings Learn More Term Minimum Balance To Open Minimum To Obtain Yield Rate APY 7-MONTH CD SPECIAL $1,000 $1,000 3.80% 3.87% 17-MONTH SPECIAL $1,000 $1,000 4.09% 4.17% 182 DAY $1,000 $1,000 0.05% 0.05% 12 MONTH $1,000 $1,000 0.05% 0.05% 24 MONTH $1,000 $1,000 0.15% 0.15% 36 MONTH $1,000 $1,000 0.25% 0.25% 48 MONTH $1,000 $1,000 0.35% 0.35% 60 MONTH $1,000 $1,000 0.45% 0.45% For the 7 & 17-month CD specials, the minimum amount to open the account and obtain the Annual Percentage Yield is $1,000. APY is accurate as of September 23, 2026. A penalty will be imposed for early withdrawal. Account fees may reduce earnings. Certificates of Deposit (CDs) Learn More Term Minimum Balance To Open Minimum To Obtain Yield Rate APY 7-MONTH IRA SPECIAL $1,000 $1,000 3.80% 3.87% 17-MONTH IRA SPECIAL $1,000 $1,000 4.09% 4.17% 12-MONTH IRA (VARIABLE) $25 $25 4.03% 4.07% *Rates subject to change after account opening. Penalty for early withdrawal. The 12-Month IRA (Variable) rate is accurate as of August 31, 2026. Individual Retirement Accounts Learn More Looking for loan rates? Contact Our Team

The Community Classic Checking account is one of CFSB's most popular and simple checking accounts. Learn about the benefits and apply for an account today! IT PAYS TO SWITCH! Get $100 when you open a Community Classic Checking account today!* Apply Now *Promotional Incentive Disclosure: This $100 checking account incentive is only available for new accounts opened between October 1, 2026, through November 1, 2026. To qualify, the account holder must complete at least 25 debit card purchase transactions during the promotional period which is October 1, 2026 through November 30, 2026. The account must remain open and be in good standing when the incentive is paid. Qualifying incentives, the $100 deposit, will be credited to the account by December 31, 2026. All criteria must be met before receiving incentive. Limit to one new account per social security number. Additional terms and conditions may apply. / Personal Checking / Community Classic Checking / COMMUNITY CLASSIC CHECKING Sometimes it's best to keep it basic A classic is something timeless and problem-free. The same can be said about our Community Classic Checking account! Apply Now Simple, free checking account No monthly service fees, ever Free eStatements* Unlimited check writing and deposits Overdraft protection available** No minimum balance requirement Free digital banking Free Discover debit card Free mobile wallet services $100 minimum deposit to open Benefits of the Community Classic Checking Account * $3 monthly fee for paper statements. ** Subject to approval. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. IT PAYS TO SWITCH! Get $100 when you open a Community Classic Checking account today!* Apply Now *Promotional Incentive Disclosure: This $100 checking account incentive is only available for new accounts opened between October 1, 2026, through November 1, 2026. To qualify, the account holder must complete at least 25 debit card purchase transactions during the promotional period which is October 1, 2026 through November 30, 2026. The account must remain open and be in good standing when the incentive is paid. Qualifying incentives, the $100 deposit, will be credited to the account by December 31, 2026. All criteria must be met before receiving incentive. Limit to one new account per social security number. Additional terms and conditions may apply. No Minimum Balance No Monthly Service Fee Unlimited Debits and Deposits Free Digital Banking Compare our checking accounts! Let's Go Help Me Decide Let's talk about your financial goals and see if the Community Classic Checking Account is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Community Classic Checking Accounts! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

Buy your dream car, boat, or real estate directly from our bank. Make a bid online or contact CFSB for competitive prices and affordable financing options. FOR SALE BY BANK Buy property or vehicles directly from CFSB Buy directly from the bank! Every so often, CFSB lists property that is available for purchase through a sealed bid process. Property can range from used cars, boats, ATVs, RVs and real estate. Keep up with this page to see when items become available. Contact Us Vehicles, Boats, RV's for Sale 2009 Damon Corporation M-4056 Freightliner. The 2009 Damon Tuscany M-4056 is a luxury Class A diesel pusher motorhome measuring 40 feet 6 inches in length, featuring six slideouts for an exceptionally spacious floor plan. Tuscany offers superior craftsmanship, luxurious amenities, and rugged durability, making it an ideal choice for adventurous families and full-time RVers alike. Designed with meticulous attention to detail, Tuscany features high-quality components and top-tier construction techniques. Its powerful 360 HP Cummins diesel engine with 1,050 ft/lbs of torque ensures reliable performance on the road, supported by advanced Freightliner XC raised rail chassis, air-ride suspension, and 22.5" radial tires. Ample storage is provided through full basement pass-through compartments, equipped with gas piston baggage doors and optional slide-out trays for maximum convenience. Inside, Tuscany elevates travel comfort with ultraleather power-adjustable seats—featuring 6-way positioning and electric footrests—along with a plush pillow-top mattress, 42" LCD TV, and elegant Corian surfaces. CFSB has the right to refuse any and all bids. Item SOLD AS IS WHERE IS with No Guarantees or Warranty. If you have any questions, would like to make an appointment to see the RV or wish to place a bid contact LossMitigationTeam@cfsvcs.com . VIEWING BY APPOINTMENT ONLY Monday-Friday 9:00am-3:00pm. Sealed bids may be placed through October 16, 2026. 2018 Jayco M-154 BH. The 2018 Jayco Jay Flight SLX 7 154BH is a lightweight, compact single-axle travel trailer designed to sleep up to 4 people. CFSB has the right to refuse any and all bids. Item SOLD AS IS WHERE IS with No Guarantees or Warranty. If you have any questions, would like to make an appointment to see the RV or wish to place a bid contact LossMitigationTeam@cfsvcs.com . VIEWING BY APPOINTMENT ONLY Monday-Friday 9:00am-3:00pm. Sealed bids may be placed through October 16, 2026. 2019 Jayco Whitehawk M-23 MRB. The 2019 Jayco White Hawk 23MRB is an ultra-lightweight, bumper-pull travel trailer featuring a front queen Murphy bed, a single slide-out with an L-shaped dinette, a large rear bathroom, and an outdoor camp kitchen. CFSB has the right to refuse any and all bids. Item SOLD AS IS WHERE IS with No Guarantees or Warranty. If you have any questions, would like to make an appointment to see the RV or wish to place a bid contact LossMitigationTeam@cfsvcs.com . VIEWING BY APPOINTMENT ONLY Monday-Friday 9:00am-3:00pm. Sealed bids may be placed through October 16, 2026. 2003 GMC Sierra. CFSB has the right to refuse any and all bids. Item SOLD AS IS WHERE IS with No Guarantees or Warranty. If you have any questions, would like to make an appointment to see the vehicle or wish to place a bid contact LossMitigationTeam@cfsvcs.com . VIEWING BY APPOINTMENT ONLY Monday-Friday 9:00am-3:00pm. Sealed bids may be placed through October 16, 2026. Properties for Sale For more information, please contact our Client Service Center at 888-226-5669! Help Me Decide Call, text, email, chat, or whatever method is most convenient for you - our team is ready to help! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our for sale items! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

(888) 226-5669 Open 24 hours Back to Locations Calvert City Banking Center 456 5th Ave, Calvert City, KY, USA (888) 226-5669 Mailing Address: PO Box 467, Benton, Kentucky 42025 Location Hours Lobby Hours Monday - Friday 8:30 AM - 4:30 PM Drive-Thru Hours Monday - Thursday 8:00 AM - 4:30 PM Friday 8:00 AM - 5:00 PM Saturday Closed Contact Us Get Directions ABOUT THIS LOCATION Calvert City Banking Center We're all about value at Community Financial Services Bank. Because our customers are so important to us, we focus all our energy on providing additional value to you. For over 130 years, this added value has come in the form of exceptional checking and savings accounts, personalized loan offerings, convenient, state-of-the art services, and of course friendly, customized service every step of the way. Contact Us Here for You Call, text, email, chat, or whatever method is easiest for you - our team is ready to help! Contact Us Who We Are Our roots run deep - REALLY deep! We enjoy being able to serve the communities that we call home. Learn More Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

You have the dream, we have the means. Learn more about how CFSB's business term loans can get you the funds your business needs to reach your goals. Competitive Rates Flexible Terms Local Decisions Friendly Service BUSINESS TERM LOANS Finance your business goals with a business term loan We know something about succeeding as a local business - because we are one. And we know that part of that success is getting the right loan at the right rate. Our business term loans allow your business to finance just about any goal or project you may have. Loan options also have availability to be secured or unsecured. We offer competitive, fixed rates for a wide range of business needs like working capital, machinery, inventory, facility improvements, and much more! Get Started Business / Business Lending / Business Term Loans / Available in secured and unsecured options Variety of collateral options Automatic payments available Quick, local decision making and processing Repayment terms customized to fit your business's unique needs Friendly, Western Kentucky service from start to finish Benefits of our Business Term Loans Please note that this loan is only currently available to residents of Kentucky, Missouri, Illinois, Indiana, and Tennessee. All loans are subject to credit approval. Meet our Commercial Lending Team! Let's Go Help Me Decide Let's talk about your financial goals and see if a Business Term Loan is right for your business! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Business Term Loans! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

CFSB offers a low rate and world perferred points rewards personal credit card. Learn about the benefits and decide which best suits your needs. PERSONAL CREDIT CARDS Purchasing power when you need it Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! Apply Now Manage Card / Personal Credit Card / Competitive Rates Cash Back Zero Fraud Liability* Friendly Service Benefits of Personal Credit Cards No matter which card you choose you'll enjoy important features like: Convenient and flexible purchasing power. Accepted at millions of locations worldwide. Mobile Purchasing capability for added convenience. Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen. Cardmember Service available 24 hours a day/365 days per year. Plus much more! Apply Now *Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Help Me Decide Let's talk about your financial goals and see if a Personal Credit Card is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Personal Credit Cards! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

Gain more control and access over CFSB accounts with personalized 24/7 online and mobile banking. RESOURCES & TOOLS Banking tools and resources / Resources / Utilize CFSB's vital banking tools and resources to order checks, download forms and applications and much more. Make an informed decision before creating your investment goals. Here, you'll find the best assets to manage your personal and business accounts with us. Our free tools and resources can help you conquer all of your banking needs. Services Personal Banking Whether you need a reliable checking account, competitive savings options, or personalized loans, we've got you covered. Enjoy the convenience of local banking with a personal touch. Discover CFSB's range of personal banking products designed to meet your financial goals. Learn More Business Banking From flexible business loans to convenient checking and savings accounts, our comprehensive suite of financial products supports your business growth. Benefit from local expertise and personalized service that prioritizes your success. Learn More Brokerage Services Count on CFSB Investments for expert, personalized guidance to achieve your financial goals. Whether planning for retirement, funding college education, securing life insurance, or any other financial objective, we're here to support you every step of the way. Learn More Helpful Banking Resources Order Checks Order your checks directly from CFSB. Pick-up in person at one of our banking centers or have them delivered. Our in-house check printing service makes ordering checks a breeze. Learn More Routing Number CFSB's routing number is 083903328. See where and how to locate the routing and account number on your checks below. Show Me Forms & Documents Find a library of forms, applications, and other resources all in one place. Read directly from your browser or download as a PDF. View Now For Sale By Bank Get great deals on properties and vehicles directly from CFSB sales and auctions. Check out the current cars, boats, real estate and more listed for sale. View Items Rates We strive to keep our deposit and loan rates competitive. Get the current market view by taking a look at our most up-to-date rates. Check Rates Additional Services Coin counting machines, safe deposit boxes, telephone banking, wire transfers, and more. Check out our additional in-branch services to boost your financial well-being. Learn More Sponsorship Request We're always looking for ways to give back to our community! If you or your organization have a need, please let us know how we can help by submitting a sponsorship request. Submit a Request Fraud Security Tips Keep yourself educated on the latest fraud trends and equip yourself with our recommended best practices to protect your financial wellbeing. Learn More The CFSB Scholarship Program Check out how we are making an impact in the lives of local high school seniors and how you can apply! Learn More News & Blog Read More

Finance or refinance your dream home, buy a new vehicle or ATV. Finance your life goals with a personal loan from CFSB. Apply online or visit us today. Home Loans Mortgage Loans Affordable financing for home purchase, refinance, or construction Available for primary residences, second homes, vacation homes, and more Variety of terms – tailored to your unique demands Learn More Home Equity Loans Turn the equity in your home into financing for almost anything Available as a lump-sum loan, backed by home equity as collateral The interest you pay may be tax-deductible* Learn More Home Equity Line of Credit (HELOC) Turn the equity in your home into ongoing, affordable financing Revolving credit — more value generated as you make payments The interest you pay may be tax-deductible* Learn More Consumer Loans Auto Loans Finance a new or used vehicle at a competitive rate Flexible repayment terms tailored specifically to you Learn More Powersports & RV Loans Fund the recreational or sports vehicle of your dreams Enjoy competitive loan rates on a wide range of new or used vehicles Learn More Motorcycle Loans Finance a new or used motorcycle at a competitive rate Flexible repayment terms specific to your situation - up to 90% loan to value financing! Learn More Personal Term Loans Set your budget as large as your dream - we can finance it! Competitive, fixed loan rates available for a wide range of needs Flexible terms and monthly payments to fit your budget Learn More Help Me Decide Let's talk about your financial goals and see which Personal Loan is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Personal Loan options! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note Meet our Residential Lending team! Let's Go PERSONAL LOANS Financing for homes, vehicles, and everything in-between. / Lending / Dare to dream big! Finance long-standing life goals or short-term investments with our wide variety of loans and credit options. Find the most competitive interest rates for your dream home or set your path in uncharted territories in a new RV, boat, or ATV.

Learn more about the benefits of using CFSB's ag real estate loans to expand your operation, refinance your existing farm, or purchase new property. AGRICULTURE REAL ESTATE LOANS Expand your footprint or start a homestead Once you find the right real estate for your ag operation, we can support you with friendly, affordable financing with flexible terms. Our lending professionals have a working knowledge of the local ag real estate market. When your dream property is available for sale, we'll be ready to help you close the deal with our quick, local decision making and processing. We offer competitive rates for the purchase, refinance, or construction of agricultural properties. Get Started Business / Business Lending / Ag Real Estate Loans / Competitive Rates Flexible Terms Local Decisions Friendly Service Friendly, West Kentucky service from start to finish Competitive rates for the purchase, refinance, or construction of agricultural properties Available for owner-occupied or investment properties Repayment terms customized to fit the needs of your agribusiness Lending professionals with working knowledge of the local ag real estate market Quick and local decision making and processing Benefits of our Ag Real Estate Loans Please note that this loan is only currently available to residents of Kentucky, Missouri, Illinois, Indiana, and Tennessee. All loans are subject to credit approval. Meet our Commercial Lending Team! Let's Go Help Me Decide Let's talk about your financial goals and see if an Ag Real Estate Loan is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Ag Real Estate Loans! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

CFSB offers a simple way to save with a modern tiered-rate system with the Community Savings account. PREMIER ADVANTAGE SAVINGS Put your balance to work! Enjoy the benefits of keeping your balance liquid in a savings account that pays you in the mean time. The more you save, the more you can earn with our competitive, tiered interest rates. Apply Now / Personal Savings / Premier Advantage Savings / Free Digital Banking Competitive, Tiered Rates Interest Paid Monthly Interest Accrued Daily Let your higher balance earn you more Competitive, variable rate updated monthly* Available for personal and business account holders Allows your balance to earn while remaining liquid $50,000 minimum deposit to open Interest compounded daily and paid monthly No monthly maintenance fee Free digital banking Free ATM card for CFSB ATMs and LTMs Federally insured by FDIC up to $250,000 Benefits of the Premier Advantage Savings Account * Interest rate subject to change at any time. Fees may reduce earnings. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. View all of our savings accounts! Let's Go Help Me Decide Let's talk about your financial goals and see if a Community Savings account is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Community Savings account! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

CFSB offers many types of Business Loan options to help your business grow. Explore and select the business loan that is right for you! BUSINESS LOANS Get the right loan for your business at the right rate Business / Business Lending / Whether you're a start-up, large corporation, or multi-generational business, our lenders can help you navigate finding the financing option that meets your business-specific needs. We're invested in seeing business in our local communities thrive. All of our business loans were designed with the success of your business in mind. We offer very competitive fixed and adjustable rates on business lines of credit, commercial real estate, commercial construction, equipment, business term, and church loans. Commercial Loans Commercial Real Estate Loans Custom and flexible term options Includes purchases, rental income properties, acquisitions, expansions, and more Quick, local decision-making and processing Learn More Commercial Construction Loans Covers a number of business construction and renovation needs Competitive interest rates with flexible terms Smooth transition to permanent financing upon completion Learn More Equipment Loans Affordable financing for new or used business equipment Customized terms, designed around your business's unique needs Meet your needs without cutting into working capital or savings Learn More Business Lines of Credit Finance a variety of business needs on an ongoing basis Draw down funds as needed; only pay interest on what you use Seasonal lines, open-end revolving lines, and cash reserves available Learn More Business Term Loans Affordable funding for almost any business expense Fund working capital, inventory, improvements, and more Flexible terms tailored to the unique needs of your business Learn More Church Loans Finance a variety of church-related needs at a competitive rate May include expansion, relocation, vehicles, and more Available only to Kentucky residents within the counties we currently serve Learn More SBA Loans Funding for various business purposes, including working capital, equipment purchases, and real estate investments Features competitive rates, long repayment periods, and lower down payments. Learn More Meet our Commercial Lending Team! Let's Go Agriculture Loans Farm Loans Friendly, knowledgeable service from start to finish Covers most agricultural needs at a competitive rate Crop production lines of credit, equipment refinancing, and more Learn More Ag Real Estate Loans Competitive rates for the purchase, refinance, or construction of ag property Repayment terms customized to fit the needs of your agribusiness Available for owner-occupied or investment properties Learn More Ag Equipment Loans Keep your operation running smoothly with up-to-date equipment Competitive rates for new or used equipment purchases, or repairs Meet needs without cutting into working capital or savings Learn More Ag Lines of Credit Affordable, ongoing financing for a variety of agribusiness needs Finance seasonal fluctuations, ongoing updates, and more As principal is repaid, more becomes available for use Learn More Specialty Ag Loan Programs Whatever it is your agribusiness needs, we can help finance it Our lenders are well-versed in a number of specialized ag-lending products Quick, local decision-making and processing Learn More We are deeply rooted in helping agribusinesses and farmers in our local communities sustain their operations for generations to come. Our lenders don't believe in a one-size-fits-all approach to lending. We are invested in helping you find financing that is tailored to meet your specific needs. We offer very competitive fixed and adjustable rate loans on farmland, real estate, equipment, operating lines of credit, and other special ag loan programs Help Me Decide Let's talk about your financial goals and see which business loan is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our business loans! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note