(888) 226-5669 Open 24 hours Back to Locations Calloway North LTM 1721 N 12th St, Murray, KY, USA (888) 226-5669 Mailing Address: Location Hours Lobby Hours Monday - Friday Drive-Thru Hours Monday - Thursday Friday Saturday Contact Us Get Directions ABOUT THIS LOCATION Calloway North LTM We're all about value at Community Financial Services Bank. Because our customers are so important to us, we focus all our energy on providing additional value to you. For over 130 years, this added value has come in the form of exceptional checking and savings accounts, personalized loan offerings, convenient, state-of-the art services, and of course friendly, customized service every step of the way. Contact Us Here for You Call, text, email, chat, or whatever method is easiest for you - our team is ready to help! Contact Us Who We Are Our roots run deep - REALLY deep! We enjoy being able to serve the communities that we call home. Learn More Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

Discover how CFSB contributes to local initiatives and community development in Western Kentucky. Explore our programs, partnerships, and events that empower and uplift our neighborhoods. Join us in making a difference! IN THE COMMUNITY Our roots run deep, REALLY deep Since our start in 1890, we’ve seen Western Kentucky experience change. We contribute to the communities we served and continue to do so today! From giving back to local organizations, to helping families improve their finances, to being a staple of community outreach events. You won’t find that kind of commitment at some megabank. It’s because we’re proud to call Kentucky home — and we want to help our neighbors thrive. Contact Us / About Us / In The Community / We are Community We love to invest and partner with organizations, schools, and non-profits in our communities because it's where we call home! Scholarship Program We are excited to invest in the future of our communities by awarding 20 students in our local high schools with a $1,000 scholarship - whether they are college, technical school, or workforce-bound. Learn More Community Giving At CFSB, we’re proud to support the causes that make our communities stronger. Whether it's education, tourism, non-profits, public services, or other impactful initiatives, we are committed to making a difference. If your organization is seeking sponsorship, please complete the form below, and we'll explore how we can help further your mission. Request Sponsorship Community Rooms Everything we do at CFSB revolves around the communities we serve - our banking centers were even built with our communities in mind. We allow our local non-profits, businesses, and other organizations the opportunity to utilize our community rooms for meetings or events. If you are interested in using one of our community rooms, please fill out our community room request form and one of our team members will follow up with you about next steps! Reserve Now Community Workshops Our financial health workshops bring education to your business or group and our team guides you through a subject that's tailored to your group's needs. This free service provides a simple, hands-on learning approach to financial health. There are virtual and in-person options available for each course and topics vary from personal financial health to business management. Each participant will also receive their own workbook in either print or digital form. Get More Info History Explore how our bank's commitment to local growth and our communities has shaped a legacy over the years. Learn More Our Leaders Meet our experience and dedicated team guiding our bank with vision, integrity, and a passion for community service. Learn More Careers Discover rewarding career opportunities where you can grow professionally while making a meaningful impact. Learn More About Us Check out our Mission and Vision that's helped us serve our clients and communities since 1890. Learn More

(888) 226-5669 Open 24 hours Back to Locations Calloway North Banking Center 1721 N 12th St, Murray, KY, USA (888) 226-5669 Mailing Address: PO Box 467, Benton, Kentucky 42025 Location Hours Lobby Hours Monday - Friday 8:30 AM - 4:30 PM Drive-Thru Hours Monday - Thursday 8:00 AM - 4:30 PM Friday 8:00 AM - 5:00 PM Saturday 9:00 AM - 12:00 PM Contact Us Get Directions ABOUT THIS LOCATION Calloway North Banking Center We're all about value at Community Financial Services Bank. Because our customers are so important to us, we focus all our energy on providing additional value to you. For over 130 years, this added value has come in the form of exceptional checking and savings accounts, personalized loan offerings, convenient, state-of-the art services, and of course friendly, customized service every step of the way. Contact Us Here for You Call, text, email, chat, or whatever method is easiest for you - our team is ready to help! Contact Us Who We Are Our roots run deep - REALLY deep! We enjoy being able to serve the communities that we call home. Learn More Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

(888) 226-5669 Open 24 hours Back to Locations McCracken Park Avenue Banking Center 3390 Park Ave, Paducah, KY, USA (888) 226-5669 Mailing Address: PO Box 467, Benton, Kentucky 42025 Location Hours Lobby Hours Monday - Friday 8:30 AM - 4:30 PM Drive-Thru Hours Monday - Thursday 8:00 AM - 4:30 PM Friday 8:00 AM - 5:00 PM Saturday Closed Contact Us Get Directions ABOUT THIS LOCATION McCracken Park Avenue Banking Center We're all about value at Community Financial Services Bank. Because our customers are so important to us, we focus all our energy on providing additional value to you. For over 130 years, this added value has come in the form of exceptional checking and savings accounts, personalized loan offerings, convenient, state-of-the art services, and of course friendly, customized service every step of the way. Contact Us Here for You Call, text, email, chat, or whatever method is easiest for you - our team is ready to help! Contact Us Who We Are Our roots run deep - REALLY deep! We enjoy being able to serve the communities that we call home. Learn More Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

(888) 226-5669 Open 24 hours Back to Locations Graves County Banking Center 100 Dick Castleman BYP, Mayfield, KY, USA (888) 226-5669 Mailing Address: PO Box 467, Benton, Kentucky 42025 Location Hours Lobby Hours Monday - Friday 8:30 AM - 4:30 PM Drive-Thru Hours Monday - Thursday 8:00 AM - 4:30 PM Friday 8:00 AM - 5:00 PM Saturday 9:00 AM - 12:00 PM Contact Us Get Directions ABOUT THIS LOCATION Graves County Banking Center We're all about value at Community Financial Services Bank. Because our customers are so important to us, we focus all our energy on providing additional value to you. For over 130 years, this added value has come in the form of exceptional checking and savings accounts, personalized loan offerings, convenient, state-of-the art services, and of course friendly, customized service every step of the way. Contact Us Here for You Call, text, email, chat, or whatever method is easiest for you - our team is ready to help! Contact Us Who We Are Our roots run deep - REALLY deep! We enjoy being able to serve the communities that we call home. Learn More Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

(888) 226-5669 Open 24 hours Back to Locations Curris Center ATM 1375 Chestnut St, Murray, KY, USA (888) 226-5669 Mailing Address: PO Box 467, Benton, Kentucky 42025 Location Hours Lobby Hours Monday - Friday Drive-Thru Hours Monday - Thursday Friday Saturday Contact Us Get Directions ABOUT THIS LOCATION Curris Center ATM We're all about value at Community Financial Services Bank. Because our customers are so important to us, we focus all our energy on providing additional value to you. For over 130 years, this added value has come in the form of exceptional checking and savings accounts, personalized loan offerings, convenient, state-of-the art services, and of course friendly, customized service every step of the way. Contact Us Here for You Call, text, email, chat, or whatever method is easiest for you - our team is ready to help! Contact Us Who We Are Our roots run deep - REALLY deep! We enjoy being able to serve the communities that we call home. Learn More Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

Learn more about how we are giving back to students in our service area with the CFSB Student Scholarship! CFSB STUDENT SCHOLARSHIP The CFSB Scholarship / About Us / CFSB Student Scholarship / We are proud to partner with our local school districts to offer $1,000 scholarships to 20 graduating seniors so they can pursue their post-graduation plans - whatever that may be! Our scholarship is different because applicants don't have to be taking the traditional route of a 4-year college or university to apply. Graduates can be going directly into the workforce, trade school, military, community college, or whatever they desire. This means that ALL students are eligible (and encouraged) to apply! 2026 Scholarship Recipients Brilee Garland Calloway County High School Halle Allred Calloway County High School Jackson Ames Calloway County High School Aubrey Robinson Murray High School Naya James Murray High School Alizabeth Norsworthy Graves County High School Joseph Lonsway Graves County High School Kyler Simpson Mayfield High School Lilly Cox Mayfield High School Lucy Chandler Northside Baptist Christian School Abbigayle Hart Marshall County High School Charles Rouw Marshall County High School Ethan Haynes Marshall County High School Rylee Inglish Marshall County High School Andrew Reynolds Titus Christian Prep School Audrey Estes McCracken County High School Owen Richards McCracken County High School Mariah Shumpert Paducah Tilghman High School Avery Brown Paducah Tilghman High School Kylie Beasley Community Christian Academy` How do I apply? The application period for the 2025-26 scholarship program is currently closed! The 2027 scholarship application will open in January of 2027. History Explore how our bank's commitment to local growth and our communities has shaped a legacy over the years. Learn More Who We Are Meet our experience and dedicated team guiding our bank with vision, integrity, and a passion for community service. Learn More Community Learn about our initiatives and partnerships that support and enrich the community we proudly serve. Learn More Careers Discover rewarding career opportunities where you can grow professionally while making a meaningful impact. Learn More Services Personal Banking Whether you need a reliable checking account, competitive savings options, or personalized loans, we've got you covered. Enjoy the convenience of local banking with a personal touch. Discover CFSB's range of personal banking products designed to meet your financial goals. Learn More Business Banking From flexible business loans to convenient checking and savings accounts, our comprehensive suite of financial products supports your business growth. Benefit from local expertise and personalized service that prioritizes your success. Learn More Brokerage Services Count on CFSB Investments for expert, personalized guidance to achieve your financial goals. Whether planning for retirement, funding college education, securing life insurance, or any other financial objective, we're here to support you every step of the way. Learn More

Learn more about how to order your CFSB checks with our in-house check printing services. Submit your check order today! Help Me Decide Let's talk about your financial goals and see if an Individual Retirement Account is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Individual Retirement Accounts! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note / Resources / Order Checks / ORDER CHECKS Quality checks printed in-house All checks are printed locally, in-house at our Benton Banking Center. You can place your order in-person at one of our banking centers, or online — just complete the order form below and one of our representatives will be in contact with you to confirm your order! Can't make it in to pickup your checks? No worries - we offer flat rate shipping of $8 for personal orders and $12 for business orders! Order Checks Personal Check Stock Let's talk about your financial goals and see if an Individual Retirement Account is right for you! View Options Business Check Stock Visit us in person to get face-to-face assistance with any questions you may have about our Individual Retirement Accounts! View Options Font Styles We help make your checks uniquely yours by allowing you to choose from a variety of font styles! View Options Check Pricing Get excellent pricing on locally-printed checks with our in-house printing services! View Pricing Check Order Form Are you ordering Business or Personal checks today? Business Personal Next

Discover more about CFSB's rich history and tradition that started with humble beginnings back in 1890. Follow the progression of how we've continued to grow in Western Kentucky! HISTORY Becoming Western Kentucky's Community Bank / About Us / History / Until 1890, commerce had always been slowed in Marshall County, Kentucky because there was no bank. When construction of the Paducah, Tennessee and Alabama Railroad began in 1889, a number of county businessmen set in motion plans to incorporate a bank. In March of 1890, a bill was introduced in the General Assembly in Frankfort. This bill received final approval on April 16, 1890, thus Community Financial Services Bank (CFSB) was born. The capital stock of CFSB was initially $12,500.00. Deeply rooted in the growth of Western Kentucky From this humble beginning, CFSB has not only grown financially to more than $1.2 billion, but the bank itself has become an institution in Western Kentucky. CFSB has also grown from its original site on the Benton Court Square to three Marshall County Banking Centers with two locations in both McCracken and Calloway County, and a single banking center in Graves County. On April 16, 2025, CFSB celebrated its 135th anniversary. It is because of you, our valued clients, that we have been able to become Western Kentucky’s Community Bank! We recognize our role as a Community Bank in the communities we serve. We believe in supporting and giving back to these communities and focus our corporate giving in the areas specifically designed to assist youth, improve education, aide community development and support the arts. Please join us in going down memory lane from our humble beginnings to our current financial institution employing over 250 team members. 1890 Bank of Benton chartered and incorporated (First bank established in Marshall County). Pictured is The Bank of Benton's first vault. $26,221.46 in assets at year-end 1972 Aurora Banking Center Opened $26,486,000 1966 Bank of Benton moved to 1012 Main Street $13,111,000 1974 Draffenville Banking Center Opened $30,722,000 1974 First Watermelon Bust $30,722,000 1981 Benton Bancorp (Holding Company) Formed $70,338,000 1985 Formation of CFSB Investments $86,762,000 1988 Operations Building Opened $133,290,000 1987 Benton Bancorp Purchased Calvert Bank $121,122,000 1997 Benton Bancorp Changed to Community Financial Services Inc. $187,388,000 1999 Fifth Street Banking Center Opened $223,921,000 2001 Calvert Bank Incorporated into Bank of Benton $315,751,000 2004 McCracken County Banking Center Opened $323,998,000 2007 New McCracken County Banking Center Built $383,345,000 2007 Bank of Benton Name Changed to Community Financial Services Bank $383,345,000 2008 Calloway County Banking Center Opened $436,326,000 2010 CFSB Acquired Lifetime Naming Rights to CFSB Center at Murray State University $528,527,000 2012 Benton Banking Center Building Completed $608,438,000 2017 McCracken Southside Banking Center Opened $1.06 Billion 2020 Calloway County Sycamore Banking Center Opened $1.237 Billion 2019 Graves County Banking Center Opened $1.23 Billion 2021 McCracken County Lone Oak Live Teller Machine Opened $1.44 Billion Services Personal Banking Whether you need a reliable checking account, competitive savings options, or personalized loans, we've got you covered. Enjoy the convenience of local banking with a personal touch. Discover CFSB's range of personal banking products designed to meet your financial goals. Learn More Business Banking From flexible business loans to convenient checking and savings accounts, our comprehensive suite of financial products supports your business growth. Benefit from local expertise and personalized service that prioritizes your success. Learn More Brokerage Services Count on CFSB Investments for expert, personalized guidance to achieve your financial goals. Whether planning for retirement, funding college education, securing life insurance, or any other financial objective, we're here to support you every step of the way. Learn More

(888) 226-5669 Open 24 hours Back to Locations Draffenville Banking Center 23 U.S. 68, Benton, KY, USA (888) 226-5669 Mailing Address: PO Box 467, Benton, Kentucky 42025 Location Hours Lobby Hours Monday - Friday 8:30 AM - 4:30 PM Drive-Thru Hours Monday - Thursday 8:00 AM - 4:30 PM Friday 8:00 AM - 5:00 PM Saturday 9:00 AM - 12:00 PM Contact Us Get Directions ABOUT THIS LOCATION Draffenville Banking Center We're all about value at Community Financial Services Bank. Because our customers are so important to us, we focus all our energy on providing additional value to you. For over 130 years, this added value has come in the form of exceptional checking and savings accounts, personalized loan offerings, convenient, state-of-the art services, and of course friendly, customized service every step of the way. Contact Us Here for You Call, text, email, chat, or whatever method is easiest for you - our team is ready to help! Contact Us Who We Are Our roots run deep - REALLY deep! We enjoy being able to serve the communities that we call home. Learn More Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

(888) 226-5669 Open 24 hours Back to Locations McCracken Southside Banking Center 2550 Irvin Cobb, Paducah, KY, USA (888) 226-5669 Mailing Address: PO Box 467, Benton, Kentucky 42025. Location Hours Lobby Hours Monday - Friday 8:30 AM - 4:30 PM Drive-Thru Hours Monday - Thursday 8:00 AM - 4:30 PM Friday 8:00 AM - 5:00 PM Saturday 9:00 AM - 12:00 PM Contact Us Get Directions ABOUT THIS LOCATION McCracken Southside Banking Center We're all about value at Community Financial Services Bank. Because our customers are so important to us, we focus all our energy on providing additional value to you. For over 130 years, this added value has come in the form of exceptional checking and savings accounts, personalized loan offerings, convenient, state-of-the art services, and of course friendly, customized service every step of the way. Contact Us Here for You Call, text, email, chat, or whatever method is easiest for you - our team is ready to help! Contact Us Who We Are Our roots run deep - REALLY deep! We enjoy being able to serve the communities that we call home. Learn More Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note

Learn more about the benefits of using CFSB's equipment loans to get the necessary equipment you need to help your business thrive! Competitive Rates Flexible Terms Local Decisions Friendly Service Competitive rates for new or used equipment Stay ahead of the competition Quick, local decision-making and processing Friendly, Western Kentucky service from start to finish Customized terms, designed around the needs of your business Meet needs without cutting into working capital or savings Avoid lapsed periods in production and outdated equipment Keep your business running smoothly and more efficiently with up-to-date equipment Benefits of our Equipment Loans Please note that this loan is only currently available to residents of Kentucky, Missouri, Illinois, Indiana, and Tennessee. All loans are subject to credit approval. Meet our Commercial Lending Team! Let's Go EQUIPMENT LOANS Secure the tools to fuel your buiness Keep your business on the cutting edge with updated equipment. We can help you finance the purchase of new/used equipment, upgrades, or repairs. Our equipment loans are the perfect way to get your business that much needed new piece of equipment or the funds to fix existing equipment without cutting into your working capital or savings. We offer competitive rates and flexible terms that work around the needs of your business. Get Started Business / Business Lending / Equipment Loans / Help Me Decide Let's talk about your financial goals and see if an Equipment Loan is right for you! Contact Us Find a Location Visit us in person to get face-to-face assistance with any questions you may have about our Equipment Loans! View Locations Thank a Banker Did someone on our team go above and beyond? Leave a thank-you note so we can celebrate them! Write a Note